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32801 Hwy 441 N #36, Okeechobee, FL, 34972

3beds
3baths
1,633sqft
$599,000
$367price/sqft
$4,340/moest. monthly cost
$173,600/yrincome needed

About This Home

Charming 3 BR/3BA/2 Car Garage. CBS Block home on 2.67 acres in private, gated Indian Hammock Hunt and Riding Club located in northern Okeechobee County West of Vero Beach. Perfect for large family gatherings . Sleeps 10 with RV Hookup for electric and water. New metal roof. Home is offered mostly furnished. Low HOA fees. Community Amenities include Dining Lodge, Fitness center, Tennis/pickelball courts, Heated pool, Fishing, Rifle/Pistol range, Sporting Clays Course, Air Strip and Hangers, Horse Pastures and stables, Private quail, deer and hog hunting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
North Elementary SchoolGrades PK-519.4 mi
3/10
Yearling Middle SchoolGrades 6-819.7 mi
3/10
Okeechobee High SchoolGrades 9-1219.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Refrigerator,Water Softener Owned,Water Softener,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Other
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Humidity Control

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 1,633 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R10434350010000000360
  • Zoning: X
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association

Lot

  • Lot size: 2.69 Acres
  • Features: 2-3 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Cold Wave
Lightning
Wildfire
Inland Flooding

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$327$3,924
Property Taxes $788$9,456
Electricity $197$2,366
Total$4,340$52,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,800/yr
40% on housing$130,200/yr
45% on housing$115,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 34972$166
Okeechobee County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 34972$172
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$599,000
1996-05-20Sold$5,000

For Sale by Agent

AgentMoe Mossa
BrokerageSavvy Avenue, LLC

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