188 ESTATES Drive, Palatka, FL, 32177
About This Home
Discover endless possibilities with this sprawling brick ranch offering over 5,300 sq ft of living space, set on a generous 1.4 acre corner lot in a gated neighborhood. Designed for both comfort and entertaining, this home boasts formal living and dining rooms, a huge living room with fireplace, and a spacious family room with built in bookcases and a wet bar. An expansive owner's suite includes his and her en-suite bathrooms. Three additional bedrooms and baths offer plenty of room for guests or multi-generational living. A workout room, private sauna, and hot tub room are perfect for unwinding and relaxing. Outside a circular drive leads to two over-sized 2 car garages and a recent metal roof adds peace of mind. Cool off on the hot summer days in the refreshing in-ground pool and enjoy the privacy of the large backyard. While the home could use some updating, the solid layout and generous square footage create the perfect opportunity to customize to your personal taste.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1982
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Entrance Foyer,Kitchen Island,Pantry
- Flooring: Carpet,Tile,Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 5,372 sqft
Property
Details
- Parcel number: 111026059100000030
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Pool features: In Ground
- Patio & porch: Patio
- Fencing: Back Yard,Privacy
Lot
- Lot size: 1.42 Acres
- Features: Corner Lot
Parking
- Total spaces: 4
- Parking features: Circular Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $835 | $10,020 |
| Property Taxes | $443 | $5,316 |
| Electricity | $540 | $6,487 |
| Total | $5,610 | $67,320 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-21 | Listed for sale | $750,000 |
| 2009-06-10 | Sold | $300,000 |
| 2007-03-30 | Sold | $475,000 |
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