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6642 Bellingham St, Navarre, FL, 32566

3beds
2baths
1,993sqft
$485,000
$243price/sqft
$3,702/moest. monthly cost
$148,080/yrincome needed

About This Home

This beautiful home in Holley by the Sea is situated across from conservation land with private back yard. This Cozy and modern home has been exquisitely remodeled in 2023. Features a lot of natural light, split floor plan and beautiful wood look tile flooring throughout this home. The kitchen is a chef's delight featuring marble counter tops, under counter lighting, Stainless steel appliances & beautiful marble dine in nook. Private master bedroom features double granite vanity, custom marble and tile walk in shower, soaking tub & two walk in closets. An outdoor entertaining area under back patio/pergola along with built in grill. Room for your RV & boat on driveway extension plus a large enough backyard that could accommodate a pool! Roof installed 2023. Other features include nest thermostat, ADT alarm system, new exterior paint & much more. Water heater 2020. See full Feature Sheet Membership to Holley by the Sea's multi-million- dollar recreation center with 8 tennis courts, 3 swimming pools, gym, classes, kids activities, sauna & steam room, club house to rent for special events. Located on the Santa Rosa Sound with playground, dock & boat launch on East Bay. Close to Beaches, Hurlburt, A rated schools & shopping.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
East Bay K-8Grades PK-80.5 mi
5/10
Navarre High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Features

  • Split Bedroom
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,993
  • Total interior livable area: 1,993 sqft

Living Room

  • Level: First
  • Area: 288
  • Dimensions: 18 x 16

Master Bedroom

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 182S261920074000070
  • Zoning: Resid Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio Covered
  • Exterior features: Outdoor Grill,Lawn Pump

Lot

  • Lot size: 0.46 Acres
  • Features: Covenants,Interior Lot,Wooded
  • Lot size dimensions: 100x200

Parking

  • Total spaces: 2
  • Parking features: Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$573$6,876
Property Taxes $477$5,724
Electricity $200$2,406
Total$3,702$44,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,925/yr
40% on housing$111,060/yr
45% on housing$98,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$307
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$485,000
2023-01-03Sold$460,000
2022-11-26Pending sale$465,000
2022-10-27Price change$465,000
2022-10-07Listed for sale$479,000
2022-10-01Listing removed--
2022-08-22Listed for sale$489,700
2016-01-28Sold$182,000
2015-12-09Pending sale$169,900
2015-12-03Price change$169,900
2015-12-01Listed for sale$179,900
2015-10-29Pending sale$179,900
2015-10-22Price change$179,900
2015-09-22Price change$189,900
2015-09-12Listed for sale$194,900
2015-08-29Pending sale$194,900
2015-08-08Price change$194,900
2015-07-09Listed for sale$204,900
1996-07-08Sold$12,300

For Sale by Agent

AgentNick Colangelo
BrokerageEmerald Shores Realty

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