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221 Scenic Gulf Dr Unit 1020, Miramar Beach, FL, 32550

4beds
4baths
3,030sqft
$3,199,999
$1,056price/sqft
$22,945/moest. monthly cost
$917,800/yrincome needed

About This Home

Discover an exceptional Gulf-front retreat in this stunning 10th-floor east-end villa at Grand Dunes II, where sweeping views of South Walton's emerald waters and sugar-white beaches await you! Designed with contemporary-chic interiors by a renowned local designer, this 4-bedroom, 4-bath residence offers 3,030 square feet of beautifully appointed living space and is among the largest villas in the complex. From the moment you arrive through the private foyer, the home reflects thoughtful design, elevated finishes, and an uncompromising attention to detail. The open-concept gourmet kitchen is designed for both effortless entertainment and refined daily living. It features top-of-the-line stainless steel appliances, a five-burner natural gas cooktop, double ovens, an icemaker, custom granite countertops, and custom cabinetry enhanced with upgraded hardware. Throughout the villa, 9.5-foot ceilings, curated artwork, wallpaper accents, designer lighting, and custom draperies create a sophisticated coastal atmosphere. The living area includes an 85-inch HD TV with Sonos surround sound, while each bedroom is thoughtfully finished with custom bedding, draperies, and flooring. Additional features include travertine floors in the foyer, living area, dining room, kitchen, and baths; custom area rugs; and a central vacuum system for added convenience. The Primary Suite offers a serene Gulf-front escape with an 8-foot interior door, expansive water views, a comfortable seating area, his-and-her walk-in closets, custom flooring, and elegant furnishings and accessories. The fully renovated primary bath is equally impressive, featuring a soaking tub beneath a designer chandelier with an arctic ledger tile surround, a separate dual-head shower, custom soft-close vanities, VitrA porcelain sinks, custom flooring, and a private water closet. Outdoors, the oversized Gulf-front balcony expands the living space with more than 350 square feet for relaxing, dining, or entertaining. Beautiful furnishings, a built-in natural gas grill, and hurricane shutters make this spacious balcony both inviting and practical. Grand Dunes provides an outstanding collection of resort-style amenities, including gated entry with 24-hour security, lush landscaping, three levels of gated underground owner parking, a grand lobby, semi-private elevators to your private foyer, a private heated pool and hot tub, an owner's lounge with a Gulf-front fitness room, overflow suites for guests, 200 feet of deeded beach, a majestic waterfall, and a lagoon-style Gulf-front pool area with a hot tub shared by both buildings, plus beach service. This tranquil Gulf-front oasis, offered turnkey with only a few personal items excluded, delivers a rare combination of privacy, design, and resort-style living in one of South Walton's premier beachfront communities.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2007

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Double Oven,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Central Vacuum,Crown Molding,Vaulted Ceiling(s),Tray Ceiling(s),Kitchen Island,Recessed Lighting,Pantry,Split Bedroom,Wallpaper,Elevator
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Tinted Windows,Window Treatments,Hurricane Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump,Central,Heat High Efficiency,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,030
  • Total interior livable area: 3,030 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 18 x 10

Living Room

  • Level: First
  • Area: 450
  • Dimensions: 25 x 18

Master Bedroom

  • Level: First
  • Area: 364
  • Dimensions: 26 x 14

Property

Details

  • Parcel number: 332S21422550001020

Features

  • Pool features: Heated,In Ground
  • Patio & porch: Covered,Patio
  • Exterior features: Outdoor Grill,Balcony,Columns,Outdoor Shower,Sprinkler System,Tennis Court(s)
  • Has view: Yes
  • View description: Bay,Gulf
  • Has water view: Yes
  • Water view: Bay,Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf

Parking

  • Total spaces: 2
  • Parking features: Guest,Garage,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,180$194,160
Home Insurance *$4,079$48,948
Property Taxes $2,382$28,584
Electricity $304$3,659
Total$22,945$275,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$786,685/yr
40% on housing$688,350/yr
45% on housing$611,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,056This listing

vs Other Active Listings

Avg $/sqft

ZIP 32550$423
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32550$483
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$3,199,999
2023-09-12Sold$2,900,000
2023-08-07Pending sale$3,484,000
2023-04-12Listed for sale$3,484,000
2014-07-02Sold$1,050,000

For Sale by Agent

AgentMarty L Boggs
BrokerageReal Estate Empowered LLC

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