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220 E State Street, Savannah, GA, 31401

4beds
5baths
2,346sqft
$1,749,000
$746price/sqft
$11,196/moest. monthly cost
$447,840/yrincome needed

About This Home

$60K PRICE ADJUSTMENT! QUINTESSENTIAL SAVANNAH. This fully restored ‘JEWEL BOX’ TOWNHOME has it all. Exceptional location, charming Courtyard, New construction Carriage House, unique D-CBD Zoning, 2 STVR licenses… Superb Offering w/ virtually unlimited options. Main House (+/- 1725 sq.ft. per owner) has 3 BD/2.5Bth (Original Formal L.RM. currently configured as 3rd BD). Classic Side-Entry Stair Hall floorplan w/ original detailing throughout, dedicated breakfast nook, thoughtfully laid out Kitchen, Dining Room / Bar Area, perfectly sized Juliet Balcony overlooking the Owens-Thomas Gardens. Meticulously maintained and updated. Rear Carriage House (+/- 621 sq.ft.) was completed less than 3.5 years ago and is a masterful use of space - 1 separate BD / 1.5 Baths, Kitchen Dining Area, Flex / additional Sleeping Space, Private Entry along with one Garage Space. Generating +/- $175k per year (+/- 3 yr average) w/ 2 Non-owner Occupant STVR licenses in place…Come to Visit–Stay to Live the Good Life!

Getting Around

98
WalkingWalker's Paradise
0
TransitVery Limited Transit
89
BikeVery Bikeable

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Crawlspace,Raised
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Water Heater,Disposal,Gas Water Heater,Microwave,Oven,Range,Dryer,Refrigerator,Washer
  • Laundry features: In Hall,Upper Level

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Built-in Features,Breakfast Area,Ceiling Fan(s),Entrance Foyer,Galley Kitchen,High Ceilings,Other,Pull Down Attic Stairs,Recessed Lighting,Skylights,Tub Shower,Upper Level Primary,Vanity,Programmable Thermostat
  • Window features: Skylight(s)
  • Number of fireplaces: 4
  • Fireplace features: Family Room,Gas,Living Room,Other
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,346 sqft

Property

Details

  • Parcel number: 2000447060
  • Attached to another structure: Yes
  • Zoning: D-CBD
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Front Porch
  • Exterior features: Balcony,Courtyard
  • Fencing: Wood
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 1,742 sqft
  • Features: Alley,City Lot,Historic District,Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener,Off Street,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Inland Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$946$11,352
Property Taxes $1,180$14,160
Electricity $227$2,735
Total$11,196$134,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$383,862/yr
40% on housing$335,880/yr
45% on housing$298,560/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$746This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$364
Chatham County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$1,798,000
2026-01-16Listed for sale$1,860,000
2020-10-05Sold$695,000
2020-09-22Listed for sale$699,000
2020-09-18Pending sale$699,000
2020-08-05Price change$699,000
2020-06-03Listed for sale$704,900
2017-03-31Sold$582,500
2017-01-20Pending sale$582,500
2017-01-11Listed for sale$582,500

For Sale by Agent

AgentBradford C. Moody
BrokerageSeabolt Real Estate

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