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45 Tidal Bridge Way, Watersound, FL, 32461

5beds
6baths
3,111sqft
$3,550,000
$1,141price/sqft
$21,261/moest. monthly cost
$850,440/yrincome needed

About This Home

Just moments from the boardwalk and set in a remarkably private pocket of WaterSound Beach, this refined coastal retreat pairs serene dune and lake vistas with immediate access to community amenities. The setting is exceptional, framed by manicured green space at the rear, a pond across the street, and permanent views of Camp Creek Lake meeting the gulf's emerald horizon. Steps from the pool, outdoor lounge, and beach walkover, the home feels woven into its natural surroundings while offering the comforts of a full-time residence. Crafted with classic architectural details inside and out, the four-bedroom main home and detached one-bedroom carriage house create a rare, versatile offering. Two primary suites in the main home accommodate multigenerational living, while the carriage house  complete with a full kitchen and private bath  welcomes guests with its own sense of retreat. Throughout the residence, rich hardwood floors, vaulted ceilings, and thoughtful built-ins elevate every space. The upper-level great room rises beneath warm wood beams and opens to an expansive balcony where views stretch across dunes, lake, and gulf. A granite-clad kitchen with custom cabinetry, Viking appliances, and a breakfast bar anchors this gathering level, with a wet bar positioned nearby for effortless entertaining. A gas fireplace, recessed lighting, and coastal textures set a relaxed yet refined tone. On the main level, the primary suite enjoys wooded privacy and a screened porch with a stairway leading to the upper balcony. Two additional ensuite bedrooms, including one flexed as a secondary living area, offer comfort for larger groups. The second-floor primary suite features soaring ceilings, gulf views, and a Juliette balcony perfectly placed for sunset. The carriage house above the two-car garage provides a beautifully finished extension of the home, ideal for long-term guests or rental potential. With WaterSound Beach's gated security, private beach access, boardwalks, parks, and pools steps away, this beautifully maintained residence offers a prime location, a practical floor plan, and a setting that feels both rare and restorative.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-53.4 mi
8/10
8/10
South Walton High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2006

Materials

  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 144
  • Dimensions: 16 x 9

Bathroom

  • Level: First
  • Area: 54
  • Dimensions: 9 x 6

Bathroom

  • Level: First
  • Area: 72
  • Dimensions: 9 x 8

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Bookcases,Vaulted Ceiling(s),In-Law Floorplan,Woodwork Painted
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: Second
  • Area: 416
  • Dimensions: 26 x 16

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,111
  • Total interior livable area: 3,111 sqft

Kitchen

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Master Bathroom

  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Master Bedroom

  • Level: Second
  • Area: 225
  • Dimensions: 15 x 15

Master Bedroom

  • Level: First
  • Area: 256
  • Dimensions: 16 x 16

Property

Details

  • Parcel number: 213S18162000000440
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Screened
  • Exterior features: Balcony,Sprinkler System
  • Has view: Yes
  • View description: Gulf,Pond
  • Has water view: Yes
  • Water view: Gulf,Pond

Lot

  • Lot size: 6,098 sqft
  • Features: Wooded
  • Lot size dimensions: 72 x 108 x 42

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,950$215,400
Home Insurance *$372$4,464
Property Taxes $2,626$31,512
Electricity $313$3,757
Total$21,261$255,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$728,948/yr
40% on housing$637,830/yr
45% on housing$566,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,141This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$721
Walton County$482

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-19Listed for sale$3,800,000
2017-07-31Sold$1,820,000
2016-06-17Sold$1,800,000
2008-06-24Sold$1,750,000
2001-10-05Sold$305,000

For Sale by Agent

AgentTanner Peacock
BrokerageScenic Sotheby's International Realty

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