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3436 W 12th Pl, Chicago, IL, 60623

3beds
2baths
1,603sqft
$370,000
$231price/sqft
$2,857/moest. monthly cost
$114,280/yrincome needed

About This Home

WELCOME HOME TO 3436 W 12TH PL,CHICAGO, IL, AN EXCEPTIONAL SINGLE-FAMILY RESIDENCE PERFECTLY MARRYING COMFORT WITH VIBRANT URBAN CONVENIENCE. BUILT IN 2005, THIS 3-BEDROOM, 2-BATHROOM CONTEMPORARY HOME SPANS 1,603 SQUARE FEET OF BRIGHT, FUNCTIONAL LIVING SPACE. IT REPRESENTS A RARE OPPORTUNITY TO OWN A NEWER-CONSTRUCTION STANDALONE PROPERTY. THE MAIN LEVEL FEATURES AN AIRY, STREAMLINED FLOOR PLAN, HIGHLIGHTED BY A LARGE LIVING ROOM BATHED IN NATURAL LIGHT FROM TWO LARGE WINDOWS. THIS SPACE FLOWS SEAMLESSLY INTO THE EAT-IN KITCHEN, WHICH BOASTS AMPLE CABINET AND COUNTER SPACE. A CONVENIENT FULL BATHROOM COMPLETES THE MAIN FLOOR, CREATING A LAYOUT PERFECT FOR BOTH QUIET EVENINGS AND LIVELY GATHERINGS. ON THE SECOND LEVEL, YOU WILL FIND THREE BEDROOMS, ANCHORED BY AN OVERSIZED PRIMARY BEDROOM. THE TWO ADDITIONAL BEDROOMS ARE IDEAL SPACES FOR FAMILY, GUESTS, OR A DEDICATED HOME OFFICE WITH EASY ACCESS TO THE HALLWAY SECOND FULL BATHROOM. THIS HOME SITS ON AN OVERSIZED LOT WITH SPACIOUS BACKYARD READY FOR PETS, SUMMER GRILLING, OR AN URBAN GARDEN OASIS. BEST OF ALL, SAY GOODBYE TO STREET PARKING HASSLES AND WINTER SNOW SCRAPING THANKS TO THE DETACHED GARAGE. LOOKING FOR MORE SPACE? A FULL, UNFINISHED BASEMENT OFFERS 400+ SQUARE FEET OF POTENTIAL TO BRING YOUR CUSTOM DESIGN IDEAS TO LIFE. THIS PROPERTY HAS BEEN LOVINGLY MAINTAINED BY A LONG-TIME OWNER.GREAT NEW! THE SELLER IS OFFERING A CLOSING COST CREDIT FOR AN ACCEPTED, BONA FIDE OFFER ON THE PROPERTY. REAL ESTATE AGENT MUST ACCOMPANY BUYER AND PRESENT BUSINESS CARD TO HAVE ACCESS TO THE PROPERTY.

Getting Around

81
WalkingVery Walkable
67
TransitGood Transit
69
BikeBikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 90
  • Dimensions: 10X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 459
  • Total interior livable area: 1,603 sqft

Kitchen

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 264
  • Dimensions: 24X11

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 187
  • Dimensions: 17X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16232010230000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 4,125 sqft
  • Lot size dimensions: 33x125

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$324$3,888
Property Taxes $533$6,396
Electricity $130$1,569
Total$2,857$34,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,954/yr
40% on housing$85,710/yr
45% on housing$76,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 60623$217
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60623$160
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$370,000
2005-09-13Sold$129,000

For Sale by Agent

AgentYolanda Sanchez
BrokerageBaird & Warner

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