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821 N Lockwood Ave, Chicago, IL, 60651

4beds
3baths
1,776sqft
$369,000
$208price/sqft
$2,839/moest. monthly cost
$113,560/yrincome needed

About This Home

Welcome to your stunning gut-rehabbed home in the vibrant city of Chicago! This exquisite four-bedroom, three-bath residence offers three levels of beautifully designed living space, perfect for both relaxation and entertaining. As you step inside, you're immediately greeted by the warmth of new hardwood floors that flow throughout the main level. The open concept layout creates a seamless flow between the living, dining, and kitchen areas, enhanced by recessed lighting and an abundance of natural light that fills the home. The kitchen is a chef's dream, featuring elegant navy shaker cabinets and luxurious quartz countertops, providing both functionality and style. This space is ideal for family gatherings and social events. Retreat to the primary bedroom, a serene haven that boasts large bay windows, offering a picturesque view and a cozy atmosphere. Each additional bedroom provides ample space and comfort. The finished basement is a versatile area, perfect for a family room, creative space, or guest suite, adapting to your lifestyle needs. To top it all off, the main floor includes a beautiful sunroom that extends your living space, inviting you to enjoy morning coffee or evening relaxation while basking in the sunlight. This home truly embodies modern elegance and comfort, making it the perfect sanctuary in the heart of Chicago.

Getting Around

82
WalkingVery Walkable
64
TransitGood Transit
66
BikeBikeable

Schools

1/10
Orr Academy High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1903

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Full

Bedroom2

  • Level: Second
  • Area: 81
  • Dimensions: 9X9

Bedroom3

  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom4

  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: COMBO

Family Room

  • Level: Basement
  • Area: 351
  • Dimensions: 27X13

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,776 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Laundry

  • Level: Basement
  • Area: 81
  • Dimensions: 9X9

Living Room

  • Level: Main
  • Area: 460
  • Dimensions: 23X20

Master Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 15X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16043300150000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 3,125 sqft
  • Lot size dimensions: 25X125

Parking

  • Total spaces: 4
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$307$3,684
Property Taxes $531$6,372
Electricity $136$1,639
Total$2,839$34,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,337/yr
40% on housing$85,170/yr
45% on housing$75,706/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 60651$244
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60651$187
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$399,900
2026-04-08Listing removed$399,900
2026-03-16Price change$399,900
2026-02-05Listed for sale$419,000
2026-01-27Listing removed$399,900
2025-12-24Contingent$399,900
2025-10-28Price change$399,900
2025-10-11Listed for sale$419,000
2016-07-28Sold$40,000
2016-07-12Pending sale$49,900
2016-04-21Price change$54,900
2016-03-21Price change$61,900
2016-02-15Price change$66,900
2015-12-17Listed for sale$71,900

For Sale by Agent

AgentMiriam Devries, ABR
BrokerageCentury 21 New Beginnings

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