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132 Cross Path Rd, Northampton, MA, 01060

2beds
3baths
1,187sqft
$439,900
$371price/sqft
$3,216/moest. monthly cost
$128,640/yrincome needed

About This Home

Farmstead on 3.9 acers in the River Valley Bring your animals and your gardening dreams, You're in the country but 5 minutes form Northampton Center. Located on almost four acres on Cross Path Road this unique property offers a two bedroom two bath residence, oversized workshop with office and bath, 24x36 metal barn, covered patio with pool and numerous storage sheds with greenhouse. In addition three of the acres are being actively farmed. The 1187 SqFt 2nd floor residence features a modern fully equipped kitchen, Living/Dining area with gas parlor stove, main bedroom with private bath and a 2nd bedroom also with a full bath. There is a large deck off the living room overlooking the Valley and Mount Holyoke range. The 1st floor is a large heated workshop with office, full bathroom and 2nd kitchen ideally located for back yard entertaining. Outside is a covered patio next to the above ground pool. Within the last year the property has had a new roof, deck and heating and cooling system. The septic system is currently being updated. The property in located in a FEMA flood zone so mortgage flood insurance will be necessary.

Getting Around

23
WalkingCar-Dependent
46
TransitSome Transit
55
BikeBikeable

Schools

4/10
6/10
9/10
Northampton High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Tankless Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: First Floor,Electric Dryer Hookup

Bathroom1

  • Features: Bathroom - Full
  • Level: Second

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bathroom3

  • Features: Bathroom - Full
  • Level: First

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Hardwood
  • Level: Second

Features

  • Flooring: Tile,Hardwood
  • Finished area above ground: 1,187

Heating & Cooling

  • Heating features: Central,Baseboard,Propane,Wood Stove,Ductless
  • Cooling features: 3 or More,Ductless

Interior Area

  • Total structure area: 1,187
  • Total interior livable area: 1,187 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile
  • Level: Second

Living Room

  • Features: Flooring - Hardwood, Gas Stove
  • Level: Second

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Flooring - Hardwood
  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 3713187
  • Zoning: URA

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Covered
  • Exterior features: Deck,Covered Patio/Deck,Pool - Above Ground,Storage,Barn/Stable,Greenhouse,Garden
  • Frontage length: 63.00

Lot

  • Lot size: 3.90 Acres
  • Features: Flood Plain,Farm,Level

Parking

  • Total spaces: 8
  • Parking features: Detached,Storage,Barn,Off Street,Stone/Gravel
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$130$1,560
Property Taxes $508$6,096
Electricity $354$4,259
Total$3,216$38,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,262/yr
40% on housing$96,480/yr
45% on housing$85,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 01060$287
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01060$347
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$429,900
2026-06-22Listed for sale$439,900
2006-06-27Sold$165,000

For Sale by Agent

AgentDavid A Murphy
BrokerageThe Murphys REALTORS®, Inc.

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