709 Ervin Ter, Dayton, KY, 41074
About This Home
On a quiet, inviting street, this home offers classic character and modern livability. Upon arrival, you'll notice its warm curb appeal and welcoming presence. Step inside to discover a light-filled interior with a natural flow, ideal for both everyday living and entertaining. The living spaces feel open yet cozy, providing the perfect backdrop for relaxing evenings or hosting friends and family. Well-proportioned bedrooms offer comfort and flexibility, whether you need space for guests, a home office, or a personal retreat. Outside, enjoy an outdoor area that's perfect for morning coffee, weekend gatherings, or simply unwinding after a long day. The setting offers a sense of tranquility while still being just minutes from local dining, parks, and quick access to downtown Cincinnati.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Exterior Entry
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 2,618
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,618
- Total interior livable area: 2,618 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 9999935732.00
Features
- Stories: 3
- Patio & porch: Porch
- Fencing: Wood,Chain Link
Lot
- Lot size: 125 Acres
- Features: Corner Lot
- Lot size dimensions: 50 x 110
Parking
- Total spaces: 2
- Parking features: Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $296 | $3,552 |
| Property Taxes | $433 | $5,196 |
| Electricity | $206 | $2,480 |
| Total | $3,058 | $36,696 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $419,900 |
| 2012-10-31 | Sold | $47,000 |
| 2012-06-27 | Price change | $46,900 |
| 2012-06-02 | Listed for sale | $52,300 |
| 2006-12-29 | Sold | $110,000 |
For Sale by Agent
View on Zillow