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26 Emerald Cir, Whitmore Lake, MI, 48189

2beds
2baths
--sqft
$40,000
--price/sqft
$441/moest. monthly cost
$17,640/yrincome needed

About This Home

Mobile home for sale in beautiful Whitmore Lake within Northfield Estates. Located at 26 Emerald Circle. 1986 Kingsley, 14x70 ft, with a big deck 10x20 ft. Furnace and hot water tank was installed in 2024. Both bathrooms renovated in 2020. Located 15 minutes from Ann Arbor and 10 Mins from Brighton. Must be able to pass a background and credit check with the front office. Lot rent is $653.33 monthly. Serious inquiries please.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Whitmore Lake High SchoolGrades 7-122.7 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Property

Details

  • Parcel number: B8806201026

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$14$168
Property Taxes $37$444
Electricity $188$2,259
Total$441$5,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,120/yr
40% on housing$13,230/yr
45% on housing$11,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 48189$295
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48189$218
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$40,000

For Sale by Owner

AgentProperty Owner

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