




176 Charis Ln, Statesville, NC, 28677
About This Home
Tucked back on a wooded lot in Statesville, 176 Charis Ln gives you the privacy and space people are always looking for. The home has a great first impression with its stone exterior accents, large driveway, attached garage, mature trees, and peaceful setting. Inside, you’ll find a warm and comfortable layout with plenty of room to spread out. The main living area has a rustic feel with wood accents, a stone fireplace, detailed ceiling work, and French doors leading out toward the backyard. The kitchen offers wood cabinetry, granite countertops, bar seating, tile flooring, and easy access to the outdoor space. The home offers multiple bedrooms and updated bathrooms, along with three bonus rooms that give the next owner a lot of flexibility. These spaces could work well as home offices, guest rooms, playrooms, workout rooms, hobby spaces, media rooms, or extra storage depending on what you need. The finished lower level is one of the standout features of the home. It includes additional living space, a kitchenette, full bathroom, sauna, and its own exterior access, making it a great setup for guests, extended family, entertaining, or just having a separate space to relax. Outside, the wooded backyard creates a private feel, with a screened porch, patio area, retaining walls, garden space, and a detached storage building. It feels tucked away, but still keeps you close to Statesville, shopping, dining, and major roads. With its flexible floor plan, finished lower level, garage space, wooded setting, and three bonus rooms, this home offers a lot more than the average property. It’s a great option for anyone needing space, privacy, and room to make the home fit their lifestyle.
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Construction materials: Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Cooktop,Microwave,Oven,Refrigerator,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 1,378
- Finished area above ground: 2,680
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,680
- Total interior livable area: 4,058 sqft
Living Room
- Level: Main
- Area: 576
- Dimensions: 24' 0" X 24' 0"
Property
Details
- Parcel number: 4722869707
- Zoning: R-20
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1.13 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Iredell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,741 | $44,892 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $380 | $4,560 |
| Electricity | $377 | $4,535 |
| Total | $4,787 | $57,444 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $739,990 |
| 2026-06-25 | Listed for sale | $749,990 |
| 2023-08-04 | Sold | $536,000 |
| 2023-06-16 | Pending sale | $550,000 |
| 2023-06-14 | Listed for sale | $550,000 |
