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8505 Whitehawk Hill Rd, Waxhaw, NC, 28173

4beds
4baths
2,890sqft
$649,000
$225price/sqft
$4,148/moest. monthly cost
$165,920/yrincome needed

About This Home

Welcome home to this beautifully maintained brick residence in the highly desirable Cureton community of Waxhaw. Built with numerous builder upgrades and offering approximately 2,890 square feet, this spacious home features 4 bedrooms, 3.5 bathrooms, and a versatile open floor plan designed for both everyday living and entertaining. The main level is filled with natural light and showcases generous living spaces, a cozy fireplace, upgraded lighting, and beautiful architectural details. The well-appointed kitchen features a JennAir gas cooktop, upgraded pendant lighting, and flows seamlessly into the breakfast area and great room, creating the perfect gathering space for family and friends. A charming breakfast bay window adds character and additional dining space. The private primary suite offers a relaxing retreat complete with a bay window and a luxurious ensuite bath featuring a jetted whirlpool tub. Upstairs, the bedroom includes carpet, full bath and closet, making it an ideal guest suite, media room, home office, or flex space. Additional features include oak tread stairs, extensive recessed lighting, ceiling fan prewires, garage keypad entry, an irrigation system, an atrium door leading to the outdoor living area, and a convenient side service door at the garage. Situated on a beautifully landscaped lot with an attached two-car garage, this home combines comfort, functionality, and timeless curb appeal. Residents enjoy access to Cureton's outstanding amenities, including a community pool, clubhouse, fitness center, walking trails, parks, and recreation areas, along with convenient access to shopping, dining, highly sought after schools, downtown Waxhaw, and South Charlotte.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
10/10
9/10
Cuthbertson High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Other

  • Builder model: Amelia
  • Builder name: Standard Pacific Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main
  • Area: 104.9536
  • Dimensions: 10' 7" X 9' 11"

Bathroom Full

  • Level: Main
  • Area: 309.1664
  • Dimensions: 19' 5" X 15' 11"

Bathroom Full

  • Level: Upper
  • Area: 46.07
  • Dimensions: 8' 6" X 5' 5"

Bathroom Half

  • Level: Main
  • Area: 18.3425
  • Dimensions: 2' 9" X 6' 8"

Bedroom S

  • Level: Main
  • Area: 151
  • Dimensions: 12' 6" X 12' 1"

Bedroom S

  • Level: Main
  • Area: 151
  • Dimensions: 12' 6" X 12' 1"

Bedroom S

  • Level: Upper
  • Area: 385.28
  • Dimensions: 17' 11" X 21' 6"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main
  • Area: 141.94
  • Dimensions: 12' 1" X 11' 9"

Dining Room

  • Features: Tray Ceiling(s)
  • Level: Main
  • Area: 215.76
  • Dimensions: 13' 11" X 15' 6"

Features

  • Flooring: Carpet,Tile,Other
  • Fireplace features: Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,890

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,890
  • Total interior livable area: 2,890 sqft

Living Room

  • Level: Main
  • Area: 304.015
  • Dimensions: 14' 10" X 20' 6"

Primary Bedroom

  • Features: En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s),Whirlpool
  • Level: Main
  • Area: 241.5489
  • Dimensions: 13' 8" X 17' 8"

Study

  • Level: Main
  • Area: 176.6889
  • Dimensions: 12' 4" X 14' 4"

Property

Details

  • Parcel number: 06162317
  • Zoning: AJ5
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Awning(s),Patio
  • Exterior features: In-Ground Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 0.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$182$2,184
Property Taxes $416$4,992
Electricity $269$3,230
Total$4,148$49,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,217/yr
40% on housing$124,440/yr
45% on housing$110,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28173$252
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28173$235
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$649,000
2008-04-22Sold$387,500

For Sale by Agent

AgentChakira Oliver
BrokerageColdwell Banker Realty

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