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1022 Fleming Ln, Matthews, NC, 28104

4beds
3baths
2,565sqft
$559,000
$218price/sqft
$3,532/moest. monthly cost
$141,280/yrincome needed

About This Home

Enjoy maintenance free living in this Stunningly Renovated Ranch-Style Home at 1022 Fleming Lane Matthews NC 28104; 2,565 square feet 4 bedroom & 3 full baths. Experience the perfect blend of modern luxury and effortless main-level living in this meticulously maintained Matthews residence. This move-in-ready home has been transformed with a floor-to-ceiling renovation, starting with brand-new LVP flooring that flows through the open living & dining area, and into the kitchen. The kitchen shines with updated cabinetry, granite countertops, and elegant new lighting in the breakfast and dining area. The primary suite serves as a private sanctuary, featuring a showstopping walk-in shower with frameless glass, custom tile work, and a new quartz vanity. Two additional bedrooms on the main floor feature plush new carpet, while the guest bath has been fully updated with quartz counters and beautiful tile surround. For added flexibility, the massive upstairs bonus room includes its own full bath, making it ideal for a home office, media room, or guest retreat. Freshly painted throughout—including the garage—this home extends its charm outdoors to a private patio and a beautifully manicured, level lawn. Every detail has been carefully considered to create a home where you can truly relax. Community features a pool, sidewalks, playground, dog park, recreational area & more!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
3/10
Sun Valley Middle SchoolGrades 6-84.0 mi
5/10
Sun Valley High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Gas Range,Microwave,Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Utility Room,Main Level

Bedroom S

  • Level: Main
  • Area: 193.455
  • Dimensions: 13' 6" X 14' 4"

Bedroom S

  • Level: Main
  • Area: 201.84
  • Dimensions: 13' 11" X 14' 6"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas,Living Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,565

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,565
  • Total interior livable area: 2,565 sqft

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main
  • Area: 236.25
  • Dimensions: 13' 6" X 17' 6"

Property

Details

  • Parcel number: 07147550
  • Zoning: AT1
  • Special condition: Standard

Features

  • Levels: 1 Story/F.R.O.G.
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.14 Acres
  • Features: Cleared
  • Lot size dimensions: 50 x 117 x 119 x 50

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$152$1,824
Property Taxes $316$3,792
Electricity $238$2,866
Total$3,532$42,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,097/yr
40% on housing$105,960/yr
45% on housing$94,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$245
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$575,000
2026-04-28Listing removed$584,700
2026-04-04Price change$584,700
2026-03-28Price change$584,800
2026-03-20Listed for sale$584,900
2017-09-05Sold$295,900
2017-07-21Pending sale$299,000
2017-07-11Listed for sale$299,000

For Sale by Agent

AgentKrissy Merritt
BrokerageBetter Real Estate Carolina

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