4030 45th St, Des Moines, IA, 50310
About This Home
Spacious and versatile 4-bedroom, 2.5-bath two-story in an established neighborhood with approx. 2,424 sq ft above grade. All 4 bedrooms are upstairs, including a primary suite with private bath and dual sink hall bath with laundry chute. Large kitchen with dining area, new LVP flooring, granite countertops, and updated cabinet hardware. New carpet throughout and multiple living spaces include a bright living room with bay window, cozy family room with fireplace, formal dining room, and furnished basement rec room. Basement also offers office/flex space, kitchenette, and abundant storage. Enjoy a concrete patio, covered front porch, large 90’x125’ lot, mature trees, raised vegetable gardens, organic herb garden, pollinator gardens, berry plantings, and rain garden. Attached 2-car garage with workbench. Major 2019 updates include roof, HVAC, water heater, and gutters.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Separate/Formal Dining Room
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas,Vented,Fireplace Screen
- Fireplace: Yes
- Finished area below ground: 448
Heating & Cooling
- Heating features: Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,424
- Total interior livable area: 2,424 sqft
Property
Details
- Parcel number: 10012842055000
- Zoning: res
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open,Patio
- Exterior features: Patio
- Fencing: Chain Link
Lot
- Lot size: 0.26 Acres
- Features: Rectangular Lot
- Lot size dimensions: 90 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $534 | $6,408 |
| Electricity | $180 | $2,169 |
| Total | $2,866 | $34,392 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $395,000 |
| 2009-12-22 | Sold | $186,500 |
| 2009-11-06 | Price change | $189,900 |
| 2009-08-27 | Listed for sale | $194,900 |
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