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1015 Loudoun Rd, Indian Trail, NC, 28079

5beds
3baths
3,602sqft
$547,500
$152price/sqft
$3,573/moest. monthly cost
$142,920/yrincome needed

About This Home

***Motivated seller*** Back on market at no fault of the seller. Welcome to this beautifully updated 5-bedroom, 3-bath home in the heart of Indian Trail, offering the perfect blend of comfort, style, and functionality. Step inside to find an expansive open floorplan designed for modern living — with plenty of space to work, play, or entertain. The updated kitchen features a stylish new backsplash, modern lighting, and flows seamlessly into the spacious living and dining areas. Enjoy new luxury vinyl plank flooring, fresh interior and exterior paint, and updated light fixtures throughout, creating a bright and contemporary feel. The private primary bedroom retreat offers a newly updated ensuite bath, perfect for unwinding after a long day. A secondary bedroom and full bath on the main level add flexibility for guests, a home office, or multigenerational living. Step outside to a fenced backyard with a patio, ideal for outdoor gatherings or simply relaxing in your private space. Located in a highly desirable Indian Trail community with convenient access to the Monroe Bypass, close to shopping, dining, and top-rated schools — this home truly has it all!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Poplin Elementary SchoolGrades K-50.4 mi
9/10
7/10
Porter Ridge High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Other

  • Builder name: Mccar Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Soaking Tub,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,602

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,602
  • Total interior livable area: 3,602 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 07021569
  • Zoning: AP6
  • Special condition: Standard
  • Exclusions: Alarm Equipment

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.21 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,768$33,216
Home Insurance *$173$2,076
Property Taxes $297$3,564
Electricity $335$4,025
Total$3,573$42,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,502/yr
40% on housing$107,190/yr
45% on housing$95,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$219
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$547,500
2026-06-18Listed for sale$559,500
2026-03-31Pending sale$559,500
2026-03-05Price change$559,500
2025-12-18Price change$567,500
2025-11-20Price change$580,000
2025-10-15Listed for sale$595,000
2014-04-07Sold$259,900
2014-03-01Pending sale$259,900
2014-02-14Price change$259,900
2014-01-14Listed for sale$279,900
2013-11-05Sold$456,227
2007-09-24Sold$302,500

For Sale by Agent

AgentMyra Morton
BrokerageNextHome Paramount

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