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1034 Canopy Dr, Indian Trail, NC, 28079

3beds
3baths
2,532sqft
$479,000
$189price/sqft
$3,072/moest. monthly cost
$122,880/yrincome needed

About This Home

Every good move begins with a story, and this one is full of happy little details. A brick-front two-story in Brandon Oaks welcomes you with a covered porch and dormer windows, and it only gets better inside. A gas-log fireplace anchors the great room, open to a kitchen made for gathering with a center island. The seller favorites read like a wish list: an amazing sunroom built for slow mornings, a huge primary bedroom that feels like its own retreat, and a versatile loft ready to be an office, playroom, or lounge. A clever Murphy bed lets a room do double duty for guests, and storage is a genuine luxury here with a two-car garage plus a separate shed. Out back, a deck overlooks a wooded tree line. Beyond the yard, Brandon Oaks keeps the story going with pools, a clubhouse, tennis, walking trails, and sidewalks, all in the Greater Charlotte region with low Union County taxes. Come write your next chapter at 1034 Canopy Drive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Shiloh Elementary SchoolGrades PK,3-51.0 mi
6/10
Sun Valley Middle SchoolGrades 6-81.0 mi
5/10
Sun Valley High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave
  • Laundry features: Laundry Room

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 2,532

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,532
  • Total interior livable area: 2,532 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 07090851
  • Zoning: AQ0
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.20 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$152$1,824
Property Taxes $263$3,156
Electricity $235$2,829
Total$3,072$36,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,325/yr
40% on housing$92,160/yr
45% on housing$81,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$469,000
2026-07-09Listed for sale$479,000
2013-06-20Sold$179,000
2013-03-30Listed for sale$179,000
2013-03-11Sold$241,438
2010-01-05Sold$219,000
2009-08-18Listing removed$219,000
2009-05-03Price change$219,000
2009-04-08Listed for sale$224,505
2008-12-07Listing removed$230,990
2008-11-20Listed for sale$230,990

For Sale by Agent

AgentChristen Ripoli
BrokerageReal Broker, LLC

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