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2800 SW 49th St, Redmond, OR, 97756

4beds
3baths
2,359sqft
$620,000
$263price/sqft
$4,537/moest. monthly cost
$181,480/yrincome needed

About This Home

Seller is offering a $10,000 credit toward Buyer closing costs! Rare multi-generational home in desirable Summit Crest! This beautifully updated 4 bed, 3 full bath home offers 2,359 sq ft on a corner lot with fresh interior and exterior paint. Open kitchen and dining area features granite countertops, island, pantry, farmhouse sink, under-cabinet lighting, and a cozy gas fireplace. Spacious floor plan includes 2 primary suites and a loft/bonus room. Downstairs primary offers backyard access, walk-in closet, double vanity, tiled shower, tile floors, and private toilet. Upstairs primary features coffered ceilings, soaking tub, tiled shower, enclosed toilet, and walk-in closet. Large living room, laundry/mud room, 3-car garage, and landscaped backyard with deck, hot tub, and raised garden beds. Call today for your private showing!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Sage Elementary SchoolGrades K-51.2 mi
6/10
Obsidian Middle SchoolGrades 6-82.4 mi
7/10
Ridgeview High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Enclosed Toilet(s),Fiberglass Stall Shower,Granite Counters,In-Law Floorplan,Kitchen Island,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Soaking Tub,Solid Surface Counters,Stone Counters,Tile Counters,Tile Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,359
  • Total interior livable area: 2,359 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 256544
  • Zoning description: R2
  • Special condition: Standard
  • Exclusions: W/D & Additional Refrigerator in Dining Room.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Awning(s),Deck,Front Porch,Patio,Porch,Rear Porch
  • Spa features: Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot,Drip System,Garden,Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$125$1,500
Property Taxes $1,063$12,756
Electricity $214$2,569
Total$4,537$54,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,554/yr
40% on housing$136,110/yr
45% on housing$120,986/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 97756$275
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97756$324
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$620,000
2026-07-02Price change$637,900
2026-06-01Listed for sale$649,900
2019-11-29Sold$405,000
2019-10-16Pending sale$415,000
2019-09-17Listed for sale$415,000
2014-11-10Sold$257,000
2014-10-11Pending sale$265,000
2014-10-04Price change$265,000
2014-09-11Listed for sale$270,000
2010-07-23Sold$193,071

For Sale by Agent

AgentChristy Symons
BrokerageKeller Williams Realty Central Oregon

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