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1020 Spooner Ridge Ln, Oakland, OR, 97462

5beds
2baths
2,704sqft
$599,900
$222price/sqft
$3,904/moest. monthly cost
$156,160/yrincome needed

About This Home

Custom farmhouse style meets elevated rural living in this truly one-of-a-kind property. Wrapped in cedar siding and surrounded by an expansive 1,300 sq ft wraparound deck with tongue-and-groove ceiling, this home is designed to be experienced. Enjoy a built-in hot tub and outdoor shower—perfect for unwinding in total privacy.Inside, you’ll find Brazilian cherry wood floors, tile accents, and soaring 10’ ceilings. Natural light fills the home, with mountain and forest views from every window. The kitchen features granite counters, an island, and space to gather, blending beauty and function.Upstairs offers four large bedrooms plus a versatile bonus area ideal for a family room, library, or media space. A main-level bedroom adds flexibility for guests or multi-generational living.Outside, the property is set up for a true rural lifestyle with multiple fenced garden areas, quality storage buildings, and a concrete-floor shop with 220 power. A small pasture provides room for a horse or a few animals.Peaceful, private, and surrounded by nature, yet just a short drive to town and near Umpqua River recreation, this is a rare opportunity for those seeking space, quality, and a lifestyle that feels worlds away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Lincoln Middle SchoolGrades 5-89.7 mi
7/10
Oakland High SchoolGrades 9-129.8 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style,Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Propane Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Vaulted Ceiling, Walkin Closet, Wallto Wall Carpet
  • Level: Upper

Bedroom3

  • Features: Vaulted Ceiling, Walkin Closet, Wallto Wall Carpet
  • Level: Upper

Bedroom4

  • Features: Vaulted Ceiling, Wallto Wall Carpet
  • Level: Upper

Bedroom5

  • Features: Vaulted Ceiling, Wallto Wall Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Features: Great Room,Wood Floors
  • Level: Main

Family Room

  • Features: Ceiling Fan, Great Room,Wood Floors
  • Level: Main

Features

  • Ceiling Fan(s),Granite,High Ceilings,High Speed Internet,Vaulted Ceiling(s),Pantry,Walk-In Closet(s),Great Room,Built-in Features,Kitchen Island,Nook
  • Door features: French Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Wall to Wall Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stove,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,704
  • Total interior livable area: 2,704 sqft

Kitchen

  • Features: Builtin Features, Island, Nook, Pantry,Granite, Tile Floor
  • Level: Main

Living Room

  • Features: Ceiling Fan, French Doors, Great Room,Wood Floors, Wood Stove
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan,Wood Floors
  • Level: Main

Property

Details

  • Parcel number: R10848
  • Zoning: AW

Features

  • Stories: 2
  • Patio & porch: Covered Patio
  • Exterior features: Garden
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 7.30 Acres
  • Features: Gentle Sloping,Level,Private,Trees,Acres 7 to 10

Parking

  • Parking features: Parking Pad,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Douglas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$197$2,364
Property Taxes $429$5,148
Electricity $245$2,944
Total$3,904$46,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,851/yr
40% on housing$117,120/yr
45% on housing$104,106/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 97462$575
Douglas County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 97462$256
Douglas County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$639,900
2026-03-22Listed for sale$649,900
2006-03-13Sold$225,000
2004-06-03Sold$155,000

For Sale by Agent

AgentNataly Mattox
BrokerageRE/MAX Integrity

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