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211 S 45th St, Philadelphia, PA, 19104

7beds
4baths
2,474sqft
$550,000
$222price/sqft
$4,156/moest. monthly cost
$166,240/yrincome needed

About This Home

Fantastic 3-unit investment property in the Spruce Hill section of University City. The property features (2) 2-bed/ 1 bath units and (1) 3-bed/ 2 bath units. All units are self-contained. The property is in good condition, and upgrades/repairs have been made over the years. Current gross rental income of $63,300/ year. Fantastic University City location. The seller owns other properties in the direct vicinity and will sell as a package. Please note there are 3 units, and the seller has a rental license for 2 units.

Getting Around

94
WalkingWalker's Paradise
85
TransitExcellent Transit
97
BikeBiker's Paradise

Schools

10/10
Penn Alexander SchoolGrades K-80.2 mi
3/10

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Stone
  • Roof: Asphalt,Flat,Tar/Gravel
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,474
  • Total interior livable area: 2,474 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 272142205
  • Zoning: CMX-2
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 2,033 sqft
  • Lot size dimensions: 20.00 x 100.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$715$8,580
Property Taxes $389$4,668
Electricity $271$3,257
Total$4,156$49,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,491/yr
40% on housing$124,680/yr
45% on housing$110,826/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$189
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$550,000
2026-04-17Listing removed$650,000
2025-07-10Listed for sale$650,000
2024-06-26Listing removed--
2024-06-06Listed for rent$1,950
2024-05-22Listing removed--
2024-05-21Price change$1,600
2024-05-17Listed for rent$1,500
2017-07-08Listing removed$1,800
2017-06-28Price change$1,800
2017-05-27Listed for rent$1,450
2016-03-28Listing removed$1,500
2016-03-21Listed for rent$1,400
2016-01-31Listing removed$1,150
2015-11-05Price change$1,150
2015-10-06Price change$1,450
2015-06-11Listed for rent$1,400
2015-05-05Listing removed$1,800
2015-03-13Listed for rent$1,800
2014-05-22Listing removed$1,800
2014-04-23Price change$1,800
2014-04-22Listed for rent$1,900

For Sale by Agent

AgentNadia Bilynsky
BrokerageMallin Panchelli Nadel Realty Inc

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