See other homes in:
Primary listing photo

565 N 20th St, Philadelphia, PA, 19130

4beds
--baths
2,764sqft
$895,000
$324price/sqft
$6,401/moest. monthly cost
$256,040/yrincome needed

About This Home

Exciting Business Opportunity in the Art Museum/Fairmount Area! I wanted to share an incredible opportunity with you – owning your own business and having an income-producing property in the vibrant Art Museum/Fairmount area! This property boasts a prime location, featuring a commercial space on the first floor and four residential apartments upstairs. The commercial space is currently open space, That could turn into a coffee shop, office/retails business Here are some key details: Commercial Space: Ideal for entrepreneurial ventures or as retail space Residential Units: All four apartments are currently occupied, generating steady rental income. Commercial space is currently vacant and looking for new tenants. Potential for Growth: With some cosmetic upgrades to each apartment, there's a significant opportunity to increase rental income and add value to the property. Don't miss out on the chance to expand your portfolio with such a promising investment in a sought-after area! For more information and to seize this opportunity, please contact the listing agent.

Getting Around

93
WalkingWalker's Paradise
79
TransitExcellent Transit
91
BikeBiker's Paradise

Schools

4/10
Waring Laura W SchoolGrades PK-80.2 mi
2/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air,Window Unit(s),Natural Gas,Electric

Interior Area

  • Total structure area: 2,764
  • Total interior livable area: 2,764 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 871086750
  • Zoning: CMX1
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,272 sqft
  • Lot size dimensions: 17.00 x 75.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$529$6,348
Property Taxes $1,044$12,528
Electricity $303$3,639
Total$6,401$76,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,462/yr
40% on housing$192,030/yr
45% on housing$170,693/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 19130$279
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19130$296
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$895,000
2025-06-30Listing removed$970,000
2025-01-02Listed for sale$970,000
2024-08-17Listing removed--
2024-06-02Listing removed--
2024-04-12Listed for rent$1,300
2024-03-09Listed for sale$1,200,000
2020-07-03Sold$774,500
2020-02-13Listing removed$815,000
2020-01-31Listed for sale$815,000
2019-10-21Listing removed$950
2019-09-28Listed for rent$950
2019-09-07Listing removed$895,000
2019-07-27Price change$895,000
2019-06-13Price change$930,000
2019-06-08Listed for sale$1,165,000
2019-04-11Listing removed$1,100,000
2018-12-14Listed for sale$1,100,000
2018-10-01Listing removed$900
2018-09-21Price change$900
2018-07-27Listed for rent$950
2008-10-29Sold$396,000
1999-05-14Sold$115,000

For Sale by Agent

AgentAnh Ngo
BrokerageEXP Realty, LLC

Similar Homes