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2480 Emerald St, Philadelphia, PA, 19125

5beds
3baths
0sqft
$499,990
--price/sqft
$3,504/moest. monthly cost
$140,160/yrincome needed

About This Home

Welcome to this stunning new construction home in the heart of East Kensington, one of Philadelphia’s most vibrant and rapidly growing neighborhoods. This home is a corner row so enjoy all the extra natural light from the wall of extra windows .Built by a well-known local developer, this thoughtfully designed 3-story home with a finished basement offers modern finishes, flexible living space, and a 10-year tax abatement plus a 1-year builder warranty. Step inside to an open and inviting main level featuring hardwood flooring throughout, a spacious living room, dining area, and a beautifully designed kitchen. The kitchen showcases quartz countertops, stainless steel appliances, stylish backsplash, and modern cabinetry, making it perfect for both everyday living and entertaining. Just off the kitchen is a nice-sized private backyard, ideal for relaxing, gardening, or hosting gatherings. The finished basement adds valuable living space and includes a bedroom, full bathroom, and flexible area that could be used as a home office, gym, media room, or guest space. On the second floor, you’ll find a convenient washer and dryer closet, two generously sized bedrooms, and a full hall bathroom. The third floor is dedicated to the owner’s suite, offering privacy and comfort with a spacious bedroom, three closets, and a luxurious full bathroom featuring a walk-in shower. This level also includes an additional bedroom that can easily serve as an office, nursery, or flex space Top it all off with a full roof deck, providing the perfect spot to enjoy city views, relax, or entertain guests. Located in red-hot East Kensington (19125), this home offers close proximity to restaurants, cafes, shopping, and public transportation, making it an ideal blend of modern living and urban convenience.

Getting Around

81
WalkingVery Walkable
70
TransitExcellent Transit
81
BikeVery Bikeable

Schools

4/10
Brown Henry A SchoolGrades PK-80.1 mi
2/10
Kensington High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater,Gas Water Heater
  • Laundry features: Has Laundry,Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 311070800
  • Zoning: CMX1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,100 sqft
  • Lot size dimensions: 16.00 x 64.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$256$3,072
Property Taxes $496$5,952
Electricity $224$2,692
Total$3,504$42,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,137/yr
40% on housing$105,120/yr
45% on housing$93,440/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 19125$215
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19125$235
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$499,990
2026-07-14Price change$519,990
2026-06-23Listed for sale$525,000
2019-02-05Sold$37,800
2000-06-29Sold$5,328

New Construction

AgentChristopher Somers
BrokerageKW Empower

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