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238 Deerfield Ct, Saint Helena Island, SC, 29920

2beds
2baths
1,100sqft
$849,900
$773price/sqft
$5,396/moest. monthly cost
$215,840/yrincome needed

About This Home

Now is your opportunity to own a truly charming retreat in the highly sought-after, private Deer Lake neighborhood on Fripp Island--a serene, nature-preserve island where coastal beauty and tranquility meet. Thoughtfully renovated, remodeled, and professionally decorated, this adorable home blends modern comfort with effortless coastal elegance. The stunning primary suite features designer wallpaper that adds a touch of sophistication and warmth, creating a peaceful sanctuary to unwind. Perfectly positioned on the lake, the home offers picturesque water views and a sense of calm that defines island living. Just across the street, enjoy convenient access to the private neighborhood pool and playground--ideal for both relaxing afternoons and entertaining floor plan is flooded with natural light, highlighted by a dramatic full-length wall of windows that frames breathtaking views and brings the outdoors in. Whether you're hosting gatherings or enjoying a quiet morning coffee, every space feels bright, airy, and inviting. Painted April 2026, front porch added, spray foam insulation, granite counter tops, new remodeled bathroom and shower, many upgrades. This is more than a home--it's a lifestyle. Experience the charm, privacy, and natural beauty of Deer Lake on Fripp Island. Owner is a SC licensed realtor.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
3/10
6/10
Beaufort High SchoolGrades 9-1212.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: R40003300a186a0920
  • Zoning description: Residential

Features

  • Pool features: Community
  • Patio & porch: Porch

Lot

  • Lot size: 3,049 sqft

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Ice Storm
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$541$6,492
Property Taxes $354$4,248
Electricity $204$2,449
Total$5,396$64,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,005/yr
40% on housing$161,880/yr
45% on housing$143,893/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$773This listing

vs Other Active Listings

Avg $/sqft

ZIP 29920$283
Beaufort County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 29920$310
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$878,818
2022-08-03Listing removed--
2022-06-15Listed for sale$569,000
2009-12-11Listing removed$399,900
2009-05-30Listed for sale$399,900

For Sale by Agent

AgentKathryn Folds
BrokerageSandcastle Real Estate Co

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