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1401 Charity Hill Rd, Elizabethton, TN, 37643

3beds
1baths
1,008sqft
$229,900
$228price/sqft
$1,862/moest. monthly cost
$74,480/yrincome needed

About This Home

Escape to the peaceful countryside with this charming 3 bedroom, 1 bath cottage just minutes from downtown Elizabethton! Nestled on a scenic lot with beautiful country views, this inviting home offers the perfect blend of privacy and convenience. Inside, you'll find a spacious eat-in kitchen and dining area, ideal for gathering with family and friends. Enjoy your morning coffee or unwind in the evening from the welcoming front porch overlooking the tranquil surroundings. The unfinished basement offers endless possibilities create a workshop, hobby space, home gym, bonus room, or simply enjoy the abundance of storage. Located just a short drive from local shopping, dining, schools, and nearby Watauga Lake, this property is perfect for anyone looking to enjoy the beauty of East Tennessee while staying close to everyday conveniences. Don't miss this opportunity to make this cozy country retreat your own! *information deemed reliable but not guaranteed. Buyer/Buyers agent to verify all information*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
4/10
Hunter Elementary SchoolGrades K-83.0 mi
4/10
Unaka High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Plumbed,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen/Dining Combo,Laminate Counters
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 050b B 005.00
  • Zoning: Residential

Features

  • Patio & porch: Back,Deck,Front Porch
  • Topography of land: Level

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 93.67 x 167.55

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance $108$1,296
Property Taxes $417$5,004
Electricity $175$2,103
Total$1,862$22,344

Income You'd Need if You Spent...

35% on housing$63,840/yr
40% on housing$55,860/yr
45% on housing$49,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 37643$147
Carter County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 37643$160
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$229,900
2026-06-05Listed for sale$239,900
2023-11-08Sold$200,000
2023-09-26Contingent$195,000
2023-09-22Listed for sale$195,000
2021-10-14Sold$170,000
2021-09-01Contingent$165,000
2021-08-30Listed for sale$165,000
2014-08-27Sold$54,000
2014-06-06Price change$63,000
2014-04-20Price change$68,000
2014-03-29Price change$70,000
2014-03-08Price change$72,000
2014-02-21Listed for sale$74,900
2014-01-06Sold$77,048

For Sale by Agent

AgentMatthew McCrory
BrokerageeXp Realty, LLC

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