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3700 Moreland Dr NE, Cleveland, TN, 37312

5beds
6baths
5,950sqft
$1,150,000
$193price/sqft
$8,086/moest. monthly cost
$323,440/yrincome needed

About This Home

Welcome to 3700 Moreland Drive NE, a timeless Georgian Colonial nestled on 2.48 private acres in the heart of Cleveland, Tennessee. This rare in-town estate offers just under 6,000 square feet of living space and is just five minutes from top-rated schools, shopping, and dining in North Cleveland. The main floor is thoughtfully designed for both daily living and entertaining. It features a spacious kitchen with an eat-in breakfast area and walk-in pantry, a formal dining room, a bright and inviting living room, and a cozy den with a gas fireplace. You'll also find two main-level primary suites, perfect for multi-generational living or guest accommodations. A deluxe sunroom with a dramatic cathedral-style gazebo ceiling provides a peaceful indoor retreat filled with natural light. The large laundry and craft room with a half bath adds convenience and versatility. Upstairs offers even more flexibility with a third primary suite, two additional bedrooms, a full bathroom, a large walk-in closet, and a walk-out balcony overlooking the beautiful grounds. The fully finished basement includes a second living area with a fireplace, a kitchenette, a full bath, and a 450-square-foot climate-controlled storage space. This lower level is ideal for entertaining, hosting guests, or setting up a private office or gym. Step outside to enjoy a walk-out 20x40 salt water in-ground pool surrounded by mature trees and open yard space, offering the perfect combination of privacy and outdoor enjoyment. This is a rare opportunity to own a grand, well-maintained home on a spacious lot in one of Cleveland's most desirable areas. With its classic style, modern amenities, and unbeatable location, this property is perfect for families, professionals, or anyone looking for room to grow without sacrificing convenience. *Owner/Agent

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
4/10
Cleveland Middle SchoolGrades 6-82.9 mi
7/10
Cleveland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Electric Range,Dishwasher,Dryer,Washer,Refrigerator,Disposal,Microwave

Basement

  • Has basement: Yes
  • Basement: Finished,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Speed Internet
  • Flooring: Tile,Luxury Vinyl,Other
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central,Electric,Other
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 5,950
  • Total interior livable area: 5,950 sqft

Property

Details

  • Parcel number: 042O H 00201 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: In Ground
  • Topography of land: Sloped

Lot

  • Lot size: 2.48 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Asphalt,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance $553$6,636
Property Taxes $1,235$14,820
Electricity $483$5,801
Total$8,086$97,032

Income You'd Need if You Spent...

35% on housing$277,234/yr
40% on housing$242,580/yr
45% on housing$215,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$1,150,000
2026-01-14Listing removed$1,225,000
2025-06-13Price change$1,225,000
2025-03-20Listed for sale$1,249,000
2023-04-24Listing removed--
2022-07-08Sold$650,000
2022-05-25Contingent$650,000
2022-05-25Pending sale$650,000
2022-05-13Listed for sale$650,000
2022-01-04Listing removed$895,000
2021-09-20Price change$895,000
2021-04-29Listed for sale$949,900

For Sale by Agent

AgentJerry Richardson
BrokerageCrye-Leike - Cleveland

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