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121 Park Creek Dr NW, Cleveland, TN, 37312

3beds
2baths
2,100sqft
$460,000
$219price/sqft
$3,224/moest. monthly cost
$128,960/yrincome needed

About This Home

This well-maintained, move-in ready RANCH home offers approximately 2,100 square feet with 3 bedrooms and 2 full baths, all situated on a large lot in a quiet cul-de-sac setting located in the desirable Ridgestone Park subdivision in Cleveland, TN. Inside, you'll find a spacious living room with vaulted ceilings, abundant natural light, hardwood flooring, and a cozy fireplace. The kitchen features beautiful cabinetry, granite countertops, island seating, and a convenient dining area, along with a formal dining room for additional gathering space. The home also offers a finished sunroom, laundry/mud room, walk-in closets in every bedroom, and two walk-in closets in the primary suite. The bathrooms feature elegant finishes, including a spa-like primary bath. Additional updates and features include a new A/C unit in 2024, an encapsulated crawl space, and accessible features including a ramp inside the garage plus floored attic storage space. Step outside to enjoy the large, fenced backyard with mature landscaping, offering plenty of space for outdoor living, gardening, pets, or entertaining. Convenient Cleveland location (just off Freewill Road) with space, comfort, and charm all in one. Located near schools, shopping, dining, and I-75, this home offers the best of quiet cul-de-sac living with easy access to Cleveland amenities.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Cleveland Middle SchoolGrades 6-81.2 mi
7/10
Cleveland High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,Open Floorplan,Primary Downstairs
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 033b D 020.00

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Fenced

Lot

  • Lot size: 0.44 Acres
  • Features: Cul-De-Sac,Level
  • Lot size dimensions: 40 x 125 x 129 x 91 x 158 x 17

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance $221$2,652
Property Taxes $502$6,024
Electricity $175$2,103
Total$3,224$38,688

Income You'd Need if You Spent...

35% on housing$110,537/yr
40% on housing$96,720/yr
45% on housing$85,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$435,000
2026-07-07Price change$460,000
2026-06-27Listed for sale$485,000
2019-04-12Sold$230,000
2019-03-22Listed for sale$235,000
2001-09-17Sold$178,000
1999-07-02Sold$155,260
1996-03-29Sold$17,000

For Sale by Agent

AgentJennifer Douglass
BrokerageK W Cleveland

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