647 4th St SE, Cleveland, TN, 37311
About This Home
CHARMING | CONVENIENT LOCATION If you've been looking for a place that feels simple, comfortable, and easy to call home, this one on 4th Street is a great fit. Step inside and you're welcomed by a cozy living space that flows right into the kitchen, creating an open area that's perfect for everyday living. Whether you're relaxing after a long day or having a few friends over, it's a layout that just feels natural and easy. The kitchen sits at the heart of the home, giving you plenty of room to cook, gather, and make it your own over time. Both bedrooms are well-sized and flexible, making them ideal for guests, a home office, or a quiet place to unwind. Out front, you've got a welcoming spot that's perfect for slow mornings with coffee or winding down in the evening. And the location makes life even easier. You're just minutes from downtown Cleveland, local restaurants, shopping, and everything you need day to day. Whether you're buying your first home, looking to simplify, or searching for an investment opportunity, this is the kind of place that feels easy from the moment you walk in.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Foundation: See Remarks
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Eat-in Kitchen,Granite Counters
- Flooring: Carpet,Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 992
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 992
- Total interior livable area: 992 sqft
Property
Details
- Parcel number: 057e D 017.00
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 7,405 sqft
- Features: Cleared
- Lot size dimensions: 50 x 142 x 52 x 144
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,066 | $12,792 |
| Home Insurance | $130 | $1,560 |
| Property Taxes | $230 | $2,760 |
| Electricity | $175 | $2,103 |
| Total | $1,601 | $19,212 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $211,000 |
| 2026-05-01 | Price change | $212,000 |
| 2026-04-24 | Price change | $213,000 |
| 2026-04-14 | Price change | $214,000 |
| 2026-03-17 | Listed for sale | $215,000 |
| 2026-03-10 | Listing removed | $214,900 |
| 2026-01-20 | Price change | $214,900 |
| 2025-12-04 | Listed for sale | $219,900 |
| 2025-09-02 | Sold | $112,500 |
| 2025-07-31 | Pending sale | $177,900 |
| 2025-07-08 | Listed for sale | $177,900 |
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