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831 Philippi Rd, Wartrace, TN, 37183

4beds
3baths
2,333sqft
$439,900
$189price/sqft
$3,478/moest. monthly cost
$139,120/yrincome needed

About This Home

🌳 2.3 ACRES | PEACEFUL COUNTRY SETTING | FLEXIBLE LIVING SPACE | CASCADE SCHOOL ZONE If you’ve been looking for a home that actually feels like you’ve gotten away from it all, this is the one to see. Situated on 2.3 scenic acres, this custom home offers beautiful farmland views, a peaceful creek along the side of the property, room for animals, and the kind of privacy and quiet that’s getting harder to find. One of the most unique features is the layout. The main portion of the home includes 3 bedrooms and 2 full baths, while a renovated separate wing offers its own living/den area, a 4th bedroom, and half bath—an excellent setup for extended family, guests, a private office, or anyone needing their own space. There’s even more flexibility at the detached garage, with two finished rooms above it that could serve as additional flex space, home offices, a gym, craft room, game room, media room, or other potential living space. 🏡 Highlights include: ✅ 2.3 scenic acres ✅ Peaceful, remote country feel ✅ Cascade School Zone ✅ 4-bedroom main-home configuration + additional finished flex rooms ✅ 2.5 bathrooms ✅ Renovated private wing with bedroom + living area ✅ Detached garage with two finished rooms above ✅ New carpet ✅ Fresh paint in several rooms ✅ New tankless water heater ✅ Septic recently emptied ✅ Creek along the property ✅ Chicken coop stays ✅ Covered rocking-chair front porch ✅ Covered back patio ✅ Beautiful farmland and sunset views This property is about SPACE—space between you and your neighbors, space for animals, space for extended family, and space to make the property work for the way you live. If country living, acreage, and flexibility are high on your list, send me a message to schedule a private showing. Buyer and buyer’s agent to verify all pertinent information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Cascade Elementary SchoolGrades PK-53.6 mi
8/10
Cascade Middle SchoolGrades 6-83.4 mi
8/10
Cascade High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Electric Range,Dishwasher,Microwave

Basement

  • Basement: Crawl Space,None

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Den

  • Features: Separate
  • Level: Separate
  • Area: 264
  • Dimensions: 12x22

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 192
  • Dimensions: 12x16

Features

  • Ceiling Fan(s),Extra Closets,In-Law Floorplan,Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Laminate
  • Finished area above ground: 2,333

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,333
  • Total interior livable area: 2,333 sqft

Kitchen

  • Area: 99
  • Dimensions: 9x11

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 256
  • Dimensions: 16x16

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Other
  • Level: Other
  • Area: 49
  • Dimensions: 7x7

Other

  • Features: Media Room
  • Level: Media Room
  • Area: 378
  • Dimensions: 18x21

Other

  • Features: Exercise Room
  • Level: Exercise Room
  • Area: 273
  • Dimensions: 13x21

Recreation Room

  • Features: Other
  • Level: Other
  • Area: 378
  • Dimensions: 18x21

Property

Details

  • Parcel number: 070 00801 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Porch,Covered,Patio
  • Fencing: Partial
  • Topography of land: Level

Lot

  • Lot size: 2.30 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $216$2,592
Property Taxes $849$10,188
Electricity $189$2,274
Total$3,478$41,736

Income You'd Need if You Spent...

35% on housing$119,245/yr
40% on housing$104,340/yr
45% on housing$92,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 37183$208
Bedford County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37183$257
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$439,900
2026-06-26Price change$439,000
2026-06-17Price change$449,900
2026-04-24Pending sale$439,900
2026-04-17Listed for sale$439,900
2024-04-16Sold$399,900
2024-03-20Contingent$399,900
2024-03-13Listed for sale$399,900
2024-02-02Pending sale$399,900
2024-02-01Contingent$399,900
2024-01-31Listed for sale$399,900
2021-07-23Sold$314,900
2021-05-12Pending sale$320,000
2021-05-12Contingent$320,000
2021-05-11Listed for sale$320,000
2021-04-28Listing removed--
2021-04-17Pending sale$320,000
2021-04-17Contingent$320,000
2021-04-15Listed for sale$320,000
2018-12-18Sold$210,000
2000-12-04Sold$90,900
2000-08-29Sold$10,927

For Sale by Agent

AgentArt Kelly
BrokerageZeitlin Sotheby's International Realty

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