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145 Zeb Grindstaff Rd, Elizabethton, TN, 37643

2beds
3baths
3,220sqft
$564,900
$175price/sqft
$4,409/moest. monthly cost
$176,360/yrincome needed

About This Home

NEW PRICE TO FOR MOTIVATED SELLERS: A wonderful one level traditional ranch style home with the privacy you desire, in the country. within the beautiful NE Tennessee mountains. Located approximately 5 minutes to downtown amenities. Large enough to accommodate a crowd for entertaining and a good lifestyle. You have a nice level grassed yard with wooded acreage surrounding. Step into the front foyer, from the large front porch, with the formal living room (or whatever you choose to use the room for) that has an adjoining dining room. There is a built in and also a coffee type bar in this dining area. This refrigerator in this dining area is the one that conveys with the house. The kitchen is large with stainless appliances and includes a nice breakfast area with a window seat that has storage underneath. The huge den, with built ins, lead to the fabulous screen porch with views of the back wooded property. There is an entry from the back into a foyer/mudroom which leads to the laundry, half bath, garage and kitchen. The garage, with opener, has pull down stairs with a floored attic for a lot of storage. The driveway is completely on the property and begins at the end of the pavement of the public road. There are survey markers from the most recent survey which is attached in the supporting documents. The luxury vinyl flooring throughout is approx 1 year old. The primary suite is a large bedroom and bath and also includes two closets. The secondary bedroom can be chosen from 3 rooms that all have closets, windows, and some builtins. The roof has architectural shingles 8 years old. The guttering has gutter guards. The heat and air are supplied by two units. The original septic docs are attached. There are no documents, at this time, that will show the septic accomodates 4 bedrooms. This is a great house with 3220 square feet of finished living space on 3.62 acres and you need to come see it. A lot of pictures are attached as well as the floorplan.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Hunter Elementary SchoolGrades K-80.8 mi
4/10
Unaka High SchoolGrades 9-120.8 mi
4/10
Hampton High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 1995

Materials

  • Foundation: Block
  • Roof: Asphalt,See Remarks
  • Construction materials: Brick,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Kitchen/Dining Combo,Laminate Counters,Pantry,Walk-In Closet(s),Wired for Data,See Remarks
  • Door features: French Doors,Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump,See Remarks
  • Cooling features: Central Air,See Remarks

Interior Area

  • Total structure area: 3,508
  • Total interior livable area: 3,220 sqft

Property

Details

  • Parcel number: 028 051.02
  • Zoning: R

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Back,Covered,Front Porch,Rear Porch,Screened
  • Exterior features: See Remarks
  • Topography of land: Level, Part Wooded, Sloped

Lot

  • Lot size: 3.61 Acres
  • Lot size dimensions: survey

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance $267$3,204
Property Taxes $1,025$12,300
Electricity $261$3,139
Total$4,409$52,908

Income You'd Need if You Spent...

35% on housing$151,165/yr
40% on housing$132,270/yr
45% on housing$117,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 37643$146
Carter County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37643$160
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$545,000
2026-07-01Price change$564,900
2026-06-02Listed for sale$575,000
2024-06-26Sold$485,000
2024-05-23Pending sale$490,000
2024-05-07Listed for sale$490,000

For Sale by Agent

AgentJudy Veeneman
BrokerageRainbow Realty & Auction

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