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104 Erica Pl, Bell Buckle, TN, 37020

4beds
4baths
3,091sqft
$519,900
$168price/sqft
$4,124/moest. monthly cost
$164,960/yrincome needed

About This Home

COMPLETELY REMOLDED!!! Experience true country living in this spacious 4-bedroom 3.5-bathroom home set on a large lot surrounded by mature trees and beautifully landscaped grounds. A welcoming rocking chair front porch leads into a bright interior with neutral paint tones and a large living room filled with natural light. The stylish kitchen features sleek cabinetry, granite countertops, a large island, stainless-steel appliances, and a walk-in pantry. The main floor provides exceptional functionality with a dedicated dining room, powder room, utility room, and a private primary suite featuring a walk-in custom tile shower, double vanities, and a generous walk-in closet. An additional bedroom with a full bath, plus a bonus room, adds valuable, flexible space for work, recreation, or guests. Upstairs offers two more bedrooms, a full bathroom, and a separate media room perfect for relaxing or personal use. Step outside to the screened-in back deck designed for effortless outdoor entertaining while overlooking the expansive yard, complete with a convenient storage building. No HOA and NO city taxes out here! Contact BRAD ELAM to schedule your showing before this rare property is gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Cascade Elementary SchoolGrades PK-53.9 mi
7/10
Cascade Middle SchoolGrades 6-84.2 mi
8/10
Cascade High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 204
  • Dimensions: 12x17

Bedroom2

  • Area: 176
  • Dimensions: 11x16

Bedroom3

  • Area: 192
  • Dimensions: 12x16

Bedroom4

  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Area: 130
  • Dimensions: 10x13

Features

  • Ceiling Fan(s),Extra Closets,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Finished area above ground: 3,091

Heating & Cooling

  • Heating features: Electric,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,091
  • Total interior livable area: 3,091 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 270
  • Dimensions: 15x18

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Media Room
  • Level: Media Room
  • Area: 260
  • Dimensions: 13x20

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 32
  • Dimensions: 4x8

Recreation Room

  • Features: Main Level
  • Level: Main Level
  • Area: 345
  • Dimensions: 15x23

Property

Details

  • Parcel number: 020N A 04300 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck
  • Topography of land: Level

Lot

  • Lot size: 0.77 Acres
  • Features: Level
  • Lot size dimensions: 229.52 x 136.05 IRR

Parking

  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance $241$2,892
Property Taxes $1,004$12,048
Electricity $251$3,013
Total$4,124$49,488

Income You'd Need if You Spent...

35% on housing$141,394/yr
40% on housing$123,720/yr
45% on housing$109,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 37020$207
Bedford County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37020$243
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$549,900
2026-04-30Price change$558,900
2026-04-10Listed for sale$559,900
2026-04-08Listing removed$559,900
2026-04-01Price change$559,900
2026-03-24Price change$569,900
2026-03-13Price change$574,900
2026-03-10Listed for sale$579,900
2026-03-07Contingent$589,900
2026-02-13Listed for sale$589,900
2025-09-11Sold$290,000
2020-06-24Sold$288,700
2020-05-13Price change$299,000
2020-05-07Price change$309,900
2020-04-27Listed for sale$319,900
2004-12-03Sold$150,000
1999-08-12Sold$136,500
1999-01-15Sold$135,000

For Sale by Agent

AgentBrad Elam
BrokerageElam Real Estate

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