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370 Homestead Cir NE, Cleveland, TN, 37323

2beds
2baths
1,612sqft
$299,000
$185price/sqft
$2,255/moest. monthly cost
$90,200/yrincome needed

About This Home

Peaceful Country Living with Room to Grow Enjoy the best of country living in a quiet neighborhood with no restrictions. This charming home is an ideal starter property, offering plenty of space, storage, and flexibility for your family's needs. The large, mostly level fenced backyard provides the perfect place for children to play, pets to roam, or outdoor gatherings with family and friends. Relax and unwind on the welcoming front porch, complete with newly installed railing. Inside, the spacious kitchen is truly the heart of the home, featuring custom cabinetry and an abundance of counter space. The thoughtful layout is perfect for entertaining, with both a living room and a den located on either side of the kitchen. Upstairs, you'll find two generously sized bedrooms and two full bathrooms. The primary suite includes a walk-in closet and a private bath, creating a comfortable retreat at the end of the day. The partially finished basement adds even more versatility, offering two heated and cooled bonus rooms that could serve as additional bedrooms, family rooms, home offices, or hobby spaces. There's also unfinished basement space ready for future expansion, allowing you to add even more living area as your needs grow. Convenient exterior access includes a sliding door to the driveway and a separate door leading to the backyard. Storage is plentiful throughout the property, with multiple storage areas in the basement as well as a dedicated storage room beneath the den, accessible from the backyard--perfect for lawn equipment, tools, and outdoor gear. Additional updates include a roof that is approximately six years old and new front porch railing. With flexible living spaces, abundant storage, a spacious yard, and room to expand, this home offers everything you need to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
6/10
Ocoee Middle SchoolGrades 6-83.6 mi
7/10
Walker Valley High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,Eat-in Kitchen,Laminate Counters,Storage,Walk-In Closet(s),Tub/shower Combo,Sitting Area
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Finished area below ground: 338
  • Finished area above ground: 1,274

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: 051b D 006.00
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.70 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 109 x 274 x 116 x 274

Parking

  • Parking features: Asphalt,Driveway,Off Street,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $143$1,716
Property Taxes $426$5,112
Electricity $175$2,103
Total$2,255$27,060

Income You'd Need if You Spent...

35% on housing$77,314/yr
40% on housing$67,650/yr
45% on housing$60,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 37323$151
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37323$184
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$299,000
2026-06-14Listed for sale$305,000
2021-03-24Listing removed--
2017-07-04Listing removed$1,200
2017-06-29Listed for rent$1,200
2011-10-31Sold$42,500
2011-09-14Price change$54,750
2011-09-01Price change$39,900
2011-08-23Price change$49,900
2011-06-11Price change$54,750
2011-04-16Price change--
2011-03-18Price change$54,750
2011-03-16Listed for sale$59,900
2011-03-01Pending sale$59,900
2011-01-27Price change$59,900
2011-01-02Price change$64,900
2010-12-08Price change$69,950
2010-10-14Listed for sale$79,990
2010-09-01Sold$81,221
2005-12-22Sold$97,000
2005-10-25Sold$48,251
1995-03-17Sold$46,150

For Sale by Agent

AgentBenjamin Helton
BrokerageRE/MAX Properties

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