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1036 Highway 91, Elizabethton, TN, 37643

5beds
3baths
3,296sqft
$449,900
$136price/sqft
$3,570/moest. monthly cost
$142,800/yrincome needed

About This Home

Gorgeous craftsman style home in a country setting minutes from Downtown Elizabethton! In a word this property is an experience, complete with a couple of streams running through the property. This spacious home (much larger than it appears from the outside) on 1.3 level acres with a terraced effect toward the creek in back this sprawling 5 bedroom, 3 bath home has been updated throughout to modernize for comfort while preserving its original character. Every inch of the interior has been refreshed: hardwood floors, fresh paint, new lighting, fully redone baths, new stainless appliances, and updated windows that bring the natural beauty of the surroundings right inside. The main level offers spacious, comfortable rooms, while the upper level provides storage galore. A new side-entry deck connects the parking and garage area to the home, and the double detached garage is a wonderful asset to the property! This is a home you need to see to truly appreciate. Pictures tell part of the story, but the space, the setting, and the character have to be experienced in person. And with downtown Elizabethton's shopping and dining just minutes away, you get privacy and convenience in one package! Square footage taken from county tax records; buyer to verify. IT IS THE SOLE RESPONSIBILITY OF BUYER AND BUYER AGENT TO VERIFY ALL INFORMATION CONTAINED HEREIN

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Hunter Elementary SchoolGrades K-81.7 mi
4/10
Unaka High SchoolGrades 9-120.5 mi
6/10
Unaka Elementary SchoolGrades PK-82.8 mi

Construction

Condition

  • Property condition: Above Average,Average
  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Brick,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,296
  • Total interior livable area: 3,296 sqft

Property

Details

  • Parcel number: 029g A 023.00
  • Zoning: Res

Features

  • Topography of land: Level

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: 191 x 275 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance $213$2,556
Property Taxes $816$9,792
Electricity $267$3,213
Total$3,570$42,840

Income You'd Need if You Spent...

35% on housing$122,400/yr
40% on housing$107,100/yr
45% on housing$95,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 37643$147
Carter County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37643$160
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$445,900
2026-07-17Listed for sale$449,900
2024-02-15Sold$410,000
2024-02-10Pending sale$442,500
2024-01-29Contingent$442,500
2024-01-25Listed for sale$442,500
2023-12-27Listing removed--
2023-11-24Price change$442,500
2023-10-13Price change$461,900
2023-10-05Price change$462,500
2023-09-19Listed for sale$487,500
2022-09-26Sold$235,000

For Sale by Agent

AgentJim Griffin
BrokerageLPT Realty - Griffin Home Group

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