




124 Cutter Gap Rd, Townsend, TN, 37882
About This Home
A rare opportunity to own a beautiful Smoky Mountain retreat.. Located in peaceful Townsend, this private retreat is located minutes from the Great Smoky Mountain National Park, the Little River, and limitless hiking, biking, rafting, golfing adventures. Home offers 2 bedrooms plus a loft for additional guests, 2 full baths, one with a jacuzzi tub, wood floors and ceilings, stacked stone wood burning fireplace, included appliances. This is the warm cozy cabin you've been dreaming about. Schedule a showing today.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Construction materials: Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Kitchen Island,Breakfast Bar,Eat-in Kitchen
- Window features: Drapes
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,299
- Total interior livable area: 1,299 sqft
Property
Details
- Parcel number: 095K C 029.00
Features
- Has view: Yes
- View description: Mountain(s),Country Setting,Trees/Woods
Lot
- Lot size: 0.37 Acres
- Features: Private,Wooded,Near Golf Course,Irregular Lot,Rolling Slope
- Lot size dimensions: 83 x 200.21 IRR
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Lightning
- Inland Flooding
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance | $188 | $2,256 |
| Property Taxes | $653 | $7,836 |
| Electricity | $175 | $2,103 |
| Total | $3,543 | $42,516 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-05 | Listed for sale | $525,000 |
| 2007-03-12 | Sold | $579,900 |
