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124 Cutter Gap Rd, Townsend, TN, 37882

2beds
2baths
1,299sqft
$499,900
$385price/sqft
$3,543/moest. monthly cost
$141,720/yrincome needed

About This Home

A rare opportunity to own a beautiful Smoky Mountain retreat.. Located in peaceful Townsend, this private retreat is located minutes from the Great Smoky Mountain National Park, the Little River, and limitless hiking, biking, rafting, golfing adventures. Home offers 2 bedrooms plus a loft for additional guests, 2 full baths, one with a jacuzzi tub, wood floors and ceilings, stacked stone wood burning fireplace, included appliances. This is the warm cozy cabin you've been dreaming about. Schedule a showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
6/10
Heritage Middle SchoolGrades 6-86.9 mi
7/10
Heritage High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Kitchen Island,Breakfast Bar,Eat-in Kitchen
  • Window features: Drapes
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,299
  • Total interior livable area: 1,299 sqft

Property

Details

  • Parcel number: 095K C 029.00

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting,Trees/Woods

Lot

  • Lot size: 0.37 Acres
  • Features: Private,Wooded,Near Golf Course,Irregular Lot,Rolling Slope
  • Lot size dimensions: 83 x 200.21 IRR

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $188$2,256
Property Taxes $653$7,836
Electricity $175$2,103
Total$3,543$42,516

Income You'd Need if You Spent...

35% on housing$121,474/yr
40% on housing$106,290/yr
45% on housing$94,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 37882$281
Blount County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 37882$353
Blount County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-05Listed for sale$525,000
2007-03-12Sold$579,900

For Sale by Agent

AgentTravis Redmon
BrokerageRealty Executives Associates

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