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3366 Needlewood Ln NW, Cleveland, TN, 37312

4beds
3baths
2,730sqft
$499,000
$183price/sqft
$3,694/moest. monthly cost
$147,760/yrincome needed

About This Home

Tucked away on 2.7 acres, this spacious, well-maintained home offers the privacy and convenient location you are looking for. On the main level, you will find a spacious kitchen with ample room to move around while cooking or entertaining, as well as a breakfast area overlooking the family room with a wood-burning fireplace surrounded by beautiful, floor-to-ceiling stone. The home features a half bath, a large dining room, an oversized laundry room, and another spacious room off the entry that could serve as an office, formal living area, or guest room. As you head upstairs, you will find 3 spacious guest rooms with a generously sized hall bath, the master suite, plus a bonus room. The home features beautiful hardwood flooring on the main floor, as well as charm and character that you can not find in new construction. Enjoy the peaceful outdoors with friends and family, or simply sit on your porch and listen to the sounds of nature. This home is truly a must-see, boasting a sought-after location, a peaceful and private setting, and meticulous maintenance. Make your appointment today to see the exceptional and rare find home before it's gone.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
Ocoee Middle SchoolGrades 6-83.6 mi
6/10
Walker Valley High SchoolGrades 9-129.5 mi

Construction

Condition

  • Property condition: Functional
  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Pitched,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer,Convection Oven,Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Fan,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Lower Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Eat-in Kitchen,Double Vanity,Built-in Features,Central Vacuum,Crown Molding
  • Window features: Screens,Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,730

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,730
  • Total interior livable area: 2,730 sqft

Property

Details

  • Parcel number: 040e A 022.00
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: None

Lot

  • Lot size: 2.70 Acres
  • Features: Wooded,Sloped,Secluded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $240$2,880
Property Taxes $710$8,520
Electricity $221$2,661
Total$3,694$44,328

Income You'd Need if You Spent...

35% on housing$126,651/yr
40% on housing$110,820/yr
45% on housing$98,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$499,000
1991-07-22Sold$121,000

For Sale by Agent

AgentChasity Witt
BrokerageRE/MAX Experience

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