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126 Cutter Gap Rd, Townsend, TN, 37882

1beds
2baths
1,622sqft
$525,000
$324price/sqft
$3,713/moest. monthly cost
$148,520/yrincome needed

About This Home

Nestled on the peaceful side of the Great Smoky Mountains in the beautiful Laurel Valley community, this cozy mountainside retreat offers the perfect escape from the city. Take in the mountain views from the upper deck, unwind in the hot tub beneath the stars, or relax by the warm glow of the wood-burning fireplace or gas woodstove. This fully furnished, turnkey cabin features an inviting open floor plan on the main level with a beautifully updated kitchen complete with wood cabinetry, quartz countertops, tile backsplash, and Frigidaire Gallery appliances. The main level also offers a dining area, spacious gathering room, primary bedroom, full bath, and a newly screened porch perfect for enjoying the peaceful mountain setting. The lower level provides additional living and entertaining space with a second gathering area, wet bar featuring new wood cabinetry, quartz countertops, and tile backsplash, a flex room, full bath, laundry area, and access to a large deck with hot tub and storage space. Washer, dryer, and both refrigerators convey with the property. Start your mornings on the screened porch with a cup of coffee and end your evenings with a glass of wine while enjoying the serenity of the mountains. Conveniently located just 10 minutes from the entrance to Great Smoky Mountains National Park, 20 minutes to Maryville, 30 minutes to McGhee Tyson Airport, and 45 minutes to Dollywood and Knoxville, this cabin offers both peaceful mountain living and easy access to area attractions. Come see all this mountain retreat has to offer. Cabin being used as a STR and Grossed 40K in 2023 & 2024.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
6/10
Heritage Middle SchoolGrades 6-86.8 mi
7/10
Heritage High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Property

Details

  • Parcel number: 095K C 02800 000

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting

Lot

  • Lot size: 0.33 Acres
  • Features: Rolling Slope
  • Lot size dimensions: 70 x 208irr

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $198$2,376
Property Taxes $686$8,232
Electricity $175$2,103
Total$3,713$44,556

Income You'd Need if You Spent...

35% on housing$127,302/yr
40% on housing$111,390/yr
45% on housing$99,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 37882$280
Blount County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 37882$353
Blount County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$525,000
2021-03-12Sold$340,000
2021-02-05Pending sale$335,000
2021-02-03Listed for sale$335,000
2019-08-01Sold$215,600
2019-07-09Pending sale$220,000
2019-05-14Listed for sale$220,000
2015-06-01Listing removed$168,000
2015-03-07Price change$168,000
2014-10-30Listed for sale$175,000
2014-09-25Listing removed$175,000
2014-08-08Price change$175,000
2014-04-10Listed for sale$179,500
2013-12-01Listing removed$192,900
2013-09-06Price change$192,900
2013-05-23Listed for sale$199,900
2011-08-16Listing removed$199,700
2011-01-16Price change$199,700
2010-06-27Listed for sale$217,300
2004-12-08Sold$127,500

For Sale by Agent

AgentRod Davis
BrokerageTN Real Estate & Auction, LLC

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