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207 Philmont Dr, Columbia, SC, 29223

2beds
2baths
1,092sqft
$189,900
$174price/sqft
$1,443/moest. monthly cost
$57,720/yrincome needed

About This Home

Welcome to 207 Philmont Drive in Columbia, a beautifully updated single-story home with an attached garage, offering modern upgrades and effortless living all on one level. This move-in-ready property is perfect for first-time homebuyers, downsizers, or those looking for comfortable retirement living without stairs. The home has been extensively renovated with thoughtful updates throughout. The kitchen features granite countertops, updated cabinetry, and brand-new stainless steel appliances installed in 2023, creating a clean and modern space for cooking and entertaining. Luxury vinyl plank flooring installed in 2023 runs throughout the home, offering durability and style. Major systems have also been updated for peace of mind, including a new HVAC system in 2024 and a new water heater installed in 2026. The home received fresh interior paint in 2024, and even the finishing touches have been upgraded, down to the outlet covers, giving the property a truly refreshed feel. Additional conveniences include an attached garage, providing extra storage and easy access. Situated in a convenient Columbia location near shopping, dining, Fort Jackson, and downtown, this home offers modern updates, functional living space, and a low-maintenance lifestyle. With so many recent upgrades, this property is truly move-in ready. Text Kelly for any questions! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

9
WalkingCar-Dependent
18
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

4/10
2/10
4/10
Windsor Elementary SchoolGrades PK-51.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 197121017

Features

  • Stories: 1
  • Fencing: Wood
  • Frontage length: 0

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$178$2,136
Property Taxes $101$1,212
Electricity $204$2,449
Total$1,443$17,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,474/yr
40% on housing$43,290/yr
45% on housing$38,480/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 29223$122
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29223
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$189,900
2026-04-16Price change$192,000
2026-03-27Price change$197,000
2026-03-11Listed for sale$204,900
2026-02-16Listing removed$1,600
2025-12-26Listed for rent$1,600
2023-05-30Sold$150,000
2023-04-23Pending sale$150,000
2023-04-23Listed for sale$150,000
2014-11-16Listing removed$78,500
2014-07-11Listed for sale$78,500
2014-01-24Listing removed$75,900
2013-06-12Price change$78,500
2013-03-22Price change$81,500
2013-01-16Listed for sale$83,500
2012-12-03Listing removed$83,500
2012-08-24Listed for sale$83,500
2012-04-02Listing removed$89,900
2011-11-27Price change$89,900
2011-10-05Price change$92,500
2011-06-03Listed for sale$96,500
2010-10-08Listing removed$87,900
2010-06-12Listed for sale$87,900
2006-03-23Sold$80,900

For Sale by Agent

AgentKelly Greer
BrokerageeXp Realty LLC

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