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657 Lumley Stand Rd, Manchester, TN, 37355

3beds
3baths
2,411sqft
$390,000
$162price/sqft
$3,132/moest. monthly cost
$125,280/yrincome needed

About This Home

Feel right at home in this beautifully renovated 2,411 sq ft farmhouse situated on 2.74 acres. A new roof installed in 2025 includes a one-time transferable 10-year warranty. The living room features a stunning cathedral wood ceiling that flows into a custom cedar stairwell, adding warmth and character throughout. Enjoy outdoor living with a welcoming front porch—perfect for relaxing under two ceiling fans while taking in views of open fields and blooming flowers. The property also includes a small pond and a fenced backyard, offering both charm and functionality. This home features 3 bedrooms, 2.5 bathrooms, and an upstairs bonus room, providing plenty of space for comfortable living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Basement: None

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Area: 208
  • Dimensions: 13x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Area: 132
  • Dimensions: 12x11

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 2,411

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,411
  • Total interior livable area: 2,411 sqft

Kitchen

  • Area: 144
  • Dimensions: 12x12

Living Room

  • Area: 374
  • Dimensions: 22x17

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 032 00204 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.74 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Drought
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance $218$2,616
Property Taxes $747$8,964
Electricity $195$2,350
Total$3,132$37,584

Income You'd Need if You Spent...

35% on housing$107,382/yr
40% on housing$93,960/yr
45% on housing$83,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 37355$164
Coffee County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 37355$206
Coffee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$390,000
2025-10-22Listing removed$400,000
2025-10-08Pending sale$400,000
2023-06-16Sold$370,000
2023-05-25Contingent$369,900
2023-05-23Listed for sale$369,900
2023-05-22Pending sale$369,900
2023-05-07Contingent$369,900
2023-05-04Price change$369,900
2023-04-28Listed for sale$379,900
2023-02-09Sold$230,000
2023-01-01Pending sale$229,900
2022-12-29Listed for sale$229,900
2022-12-10Listing removed--
2022-11-24Pending sale$260,000
2022-11-22Sold$200,000
2022-11-04Pending sale$260,000
2022-10-28Price change$260,000
2022-10-22Price change$295,900
2022-10-07Listed for sale$299,900
2022-03-04Sold$204,750
2018-12-20Sold$75,000
2002-09-19Sold$51,800
1998-02-24Sold$2,137

For Sale by Agent

AgentDusty White
BrokerageSteve Jernigan Realty

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