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95 Meadow Ridge Dr, Lakeland, TN, 38002

4beds
3baths
2,442sqft
$439,000
$180price/sqft
$2,993/moest. monthly cost
$119,720/yrincome needed

About This Home

This could be your elegant country living estate in Fayette County! Private yet convenient, this 2008 custom-built home sits on a deep 1+ acre lot in Meadow Ridge, a quiet development in a rural area with quick and easy access to city amenities. This home features stained and scored decorative concrete floors downstairs; sustainable bamboo flooring upstairs; gas range and island in the kitchen; bay windows in the dining and breakfast areas; large living room with built-ins and gas logs; a 3-car garage; and space to make your outdoor living dreams come true - all you need is your imagination! New downstairs AC motor installed July 2026. County taxes are LOW here - lots of bang for your buck!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
Oakland Elementary SchoolGrades PK-56.0 mi
4/10
West Junior High SchoolGrades 6-87.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Gas Cooktop,Microwave,Range/Oven,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Features: Shared Bath
  • Level: Second
  • Area: 132

Bedroom3

  • Features: Shared Bath
  • Level: Second
  • Area: 140

Bedroom4

  • Features: Shared Bath
  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room
  • Area: 156

Features

  • Double Vanity Bath,Full Bath Down,Half Bath Down,Primary Down,Renovated Bathroom,Separate Tub & Shower,High Ceilings,Smooth Ceiling,Cable Wired,Walk-In Closet(s),1 1/2 Bath,Breakfast Room,Dining Room,Kitchen,Laundry Room,Living Room,Primary Bedroom,1 Bath,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Concrete
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Ventless
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,442 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry
  • Area: 306

Living Room

  • Features: Separate Living Room
  • Area: 315

Master Bathroom

  • Features: Double Vanity,Separate Shower,Tile Floor,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180

Property

Details

  • Parcel number: 062M 062M B00100

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Wood,Wood Fence

Lot

  • Lot size: 1.04 Acres
  • Features: Landscaped
  • Lot size dimensions: 340 x 135

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance $248$2,976
Property Taxes $328$3,936
Electricity $198$2,380
Total$2,993$35,916

Income You'd Need if You Spent...

35% on housing$102,617/yr
40% on housing$89,790/yr
45% on housing$79,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 38002$174
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38002$171
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$439,000
2017-02-23Listing removed$2,000
2017-01-14Listed for rent$2,000
2015-12-08Listing removed$2,000
2015-06-20Listed for rent$2,000
2015-06-19Listing removed$315,000
2015-04-08Listed for sale$315,000
2006-12-18Sold$52,900

For Sale by Agent

AgentAshley A Bonds
BrokerageMarx-Bensdorf, REALTORS

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