94 Cummins Ct, Celina, TN, 38551
About This Home
Beautifully remodeled 2 bedroom, 1 bath home with 768 sqft located less than one mile & within walking distance to Dale Hollow Marina and Cedar Hill Resort & Marina. This extremely desirable property offers unbeatable proximity to Dale Hollow Lake, widely regarded as one of the most beautiful lakes in Tennessee. No stone was left unturned in the renovation, with updated finishes throughout, making this home completely move-in ready. Being sold fully furnished, this property is ideal as a primary residence, low-maintenance second home, or turnkey short-term rental. Enjoy high-speed fiber optic internet. With no short-term rental restrictions, this property offers incredible flexibility and income potential in a highly sought-after lake market. Whether you're looking for a full-time residence, weekend lake getaway, or vacation rental investment, this home delivers it all!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Composition
- Construction materials: HardiPlank Type,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- New Paint,Ceiling Fan(s)
- Window features: Double Pane Windows
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Central
- Cooling features: Central Air
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Property
Details
- Parcel number: 005.00
Features
- Levels: One
- Patio & porch: Porch,Deck
Lot
- Lot size: 6,534 sqft
- Features: Trees,Garden
- Lot size dimensions: 0.15 ac
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,160 | $13,920 |
| Home Insurance | $142 | $1,704 |
| Property Taxes | $80 | $960 |
| Electricity | $175 | $2,103 |
| Total | $1,557 | $18,684 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-16 | Price change | $239,500 |
| 2026-01-23 | Listed for sale | $249,900 |
| 2025-04-01 | Sold | $180,000 |
| 2025-02-28 | Pending sale | $199,900 |
| 2024-12-14 | Price change | $199,900 |
| 2024-11-01 | Price change | $229,900 |
| 2024-09-13 | Price change | $249,900 |
| 2024-09-09 | Listed for sale | $259,900 |
| 2022-08-15 | Sold | $50,000 |
| 2007-08-04 | Sold | $50,000 |
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