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330 Whitley Way, Oakland, TN, 38060

1beds
1baths
396sqft
$249,900
$631price/sqft
$1,766/moest. monthly cost
$70,640/yrincome needed

About This Home

Brand new tiny home on a peaceful private lakefront setting sitting on 1.8 acres. Enjoy incredible fishing right from your own backyard and take in gorgeous water views every day. This Clayton Homes build offers 1 bedroom and 1 full bath with a smart, efficient layout featuring a comfortable living area, full kitchen, full-size stackable washer and dryer, smart appliances, and well-appointed bath. Covered front and back porches provide the perfect spots to relax and enjoy the natural surroundings. The property is partially wooded, offering added privacy and a quiet, secluded feel while still being convenient to town. Home comes with a warranty through March 2027 for added peace of mind. Perfect for a private retreat, Airbnb, or full-time living, this unique lakefront property offers flexibility and charm in a rare setting. Don’t miss this rare opportunity!!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
4/10
West Junior High SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks),Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1 or More BR Down,All Bedrooms Down,Full Bath Down,Primary Down,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,1 Bath,Kitchen,Living Room,Other (See REMARKS),Primary Bedroom,Square Feet Source: Manufacturer
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 396 sqft

Kitchen

  • Features: W/D Connection in Kitchen
  • Area: 96

Living Room

  • Features: Separate Living Room
  • Area: 120

Master Bathroom

  • Features: Separate Shower,Smooth Ceiling,Full Bath

Master Bedroom

  • Features: Smooth Ceiling
  • Level: First
  • Area: 108

Property

Details

  • Parcel number: 100B 100B A00500

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake/Pond on Property,Water Access,Waterfront

Lot

  • Lot size: 1.80 Acres
  • Features: Some Trees,Wooded Grounds
  • Lot size dimensions: 1.8 a

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance $140$1,680
Property Taxes $188$2,256
Electricity $175$2,103
Total$1,766$21,192

Income You'd Need if You Spent...

35% on housing$60,548/yr
40% on housing$52,980/yr
45% on housing$47,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$631This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$164
Fayette County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$249,900
2025-05-05Sold$30,000
2003-12-11Sold$13,000
2002-06-17Sold$11,500

For Sale by Agent

AgentAmber M Beard Bean
BrokerageGroome & Co.

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