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594 Waters Edge Dr, Estill Springs, TN, 37330

5beds
3baths
3,207sqft
$699,900
$218price/sqft
$5,443/moest. monthly cost
$217,720/yrincome needed

About This Home

Stunning all-brick 5 bed, 2.5 bath home in the sought-after Waters Edge Subdivision, surrounded by the beauty of Tim’s Ford Lake with peaceful lake views. From the moment you arrive, the quality is undeniable—arched doorways, crown molding, hardwood floors, custom beams, and detailed woodwork showcase craftsmanship rarely seen today. The spacious kitchen offers granite countertops and opens to a warm living area with a gas-log fireplace. The layout features 4 bedrooms on the main level, a 5th upstairs, and a catwalk with an office area overlooking the main living space. A 3-car garage provides ample storage, while 1,420 sq. ft. of unfinished bonus space is ready for your vision—create a private in-law suite, home theater, gym, or more. Enjoy outdoor living on the front, side, and back porches, or relax by the koi pond in your backyard oasis. The property offers the perfect setting to install your dream pool. Meticulously maintained inside and out, this home is a rare combination of timeless elegance, flexible space, and an unbeatable location near the lake. Within a short drive to, Arnold Air force Base, Nissan, and Jack Daniels Distillery.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
North Middle SchoolGrades 6-82.3 mi
4/10
Franklin Co High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Disposal,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 5

Features

  • Flooring: Wood,Tile
  • Fireplace features: Gas
  • Finished area above ground: 3,207

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,207
  • Total interior livable area: 3,207 sqft

Property

Details

  • Parcel number: 044E A 11100 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Porch,Covered,Patio

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 134.9 x 188.4 IRR

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $495$5,940
Property Taxes $1,149$13,788
Electricity $260$3,126
Total$5,443$65,316

Income You'd Need if You Spent...

35% on housing$186,617/yr
40% on housing$163,290/yr
45% on housing$145,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 37330$302
Franklin County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37330$184
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Listed for sale$699,900
2026-03-21Listing removed$749,900
2025-08-08Listed for sale$749,900
2010-10-25Sold$271,000
2009-11-20Listing removed$274,594
2009-06-04Listed for sale$274,594
2008-05-09Listing removed$299,594
2008-04-05Listed for sale$299,594
2006-03-30Sold$282,000

For Sale by Agent

AgentEberley (Ebbie) Holloway
BrokerageSouthern Middle Realty

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