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282 Owl Hollow Ln, Winchester, TN, 37398

4beds
3baths
3,484sqft
$842,900
$242price/sqft
$6,331/moest. monthly cost
$253,240/yrincome needed

About This Home

VERY MOTVATED SELLER, Beautiful Lake house perfect for multi families. A cozy fireplace adds a touch of warmth and charm to the inviting living space. w/master located on top floor w/custom walk-in shower, oversized Jacuzzi tub and private entrance to the covered deck. 2 guest rooms upstairs, and extra guest suite downstairs and lots of open space for entertaining, back patio for relaxing overlooking the lake. This home is move-in-ready making it the perfect lakefront retreat for year-round enjoyment! Cove is Quiet with no traffic. Extra-large 2 car garage up and 1 car garage on basement level.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
North Middle SchoolGrades 6-85.8 mi
4/10
Franklin Co High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,484

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,484
  • Total interior livable area: 3,484 sqft

Other

  • Features: Workshop
  • Level: Workshop
  • Area: 400
  • Dimensions: 20x20

Recreation Room

  • Features: Basement Level
  • Level: Basement Level
  • Area: 840
  • Dimensions: 28x30

Property

Details

  • Parcel number: 063 03307 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.90 Acres
  • Lot size dimensions: 135 x 349.1

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,262$51,144
Home Insurance $413$4,956
Property Taxes $1,373$16,476
Electricity $283$3,396
Total$6,331$75,972

Income You'd Need if You Spent...

35% on housing$217,062/yr
40% on housing$189,930/yr
45% on housing$168,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$212
Franklin County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$877,000
2025-11-17Listing removed$859,900
2025-11-04Price change$859,900
2025-09-22Price change$899,900
2025-06-21Price change$919,900
2025-05-08Price change$944,900
2025-04-04Listed for sale$949,900
2025-01-31Listing removed$899,000
2025-01-13Price change$819,900
2024-12-04Price change$824,900
2024-11-18Price change$849,900
2024-10-26Price change$864,900
2024-09-30Price change$874,900
2024-08-30Listed for sale$899,000
2024-08-10Listing removed--
2024-06-17Price change$899,900
2024-05-16Listed for sale$914,900
2024-05-15Listing removed--
2024-05-04Price change$919,900
2024-02-28Price change$949,900
2024-02-12Listed for sale$999,900
2024-01-29Listing removed--
2023-08-19Price change$949,900
2023-08-03Price change$999,999
2023-07-26Listed for sale$1,049,999
2021-09-29Sold$875,000
2016-11-23Sold$385,000
2006-08-07Sold$74,000

For Sale by Agent

AgentSam Hatfield
BrokerageSam Hatfield Realty, Inc.

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