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1200 Banner Springs Rd, Jamestown, TN, 38556

4beds
2baths
1,593sqft
$289,900
$182price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Welcome to this charming 1974 home nestled on 1.6 peaceful acres in the Banner Springs area of Tennessee. Offering 1,593 square feet of living space, this property combines classic character with plenty of room to make it your own. Inside, you'll find 4 bedrooms and 2 full baths, providing flexibility for families, guests, or a home office setup. The layout offers comfortable living spaces with great natural light and a warm, inviting feel throughout. Step outside and enjoy the expansive 1.6-acre lot--perfect for gardening, outdoor activities, or simply taking in the quiet, scenic surroundings. The property also features a convenient carport, offering covered parking and additional storage options. If you're looking for a home with space, privacy, and potential in a beautiful country setting, this Banner Springs property is a must-see! Buyer to verify all measurements and information in order to make an informed purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Allardt Elementary SchoolGrades PK-83.9 mi
7/10
Clarkrange High SchoolGrades 9-128.3 mi
5/10
York Elementary SchoolGrades PK-87.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Metal
  • Construction materials: Brick,Metal Siding,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,593
  • Total interior livable area: 1,593 sqft

Property

Details

  • Parcel number: 001.00

Features

  • Patio & porch: Porch,Enclosed,Deck

Lot

  • Lot size: 1.60 Acres
  • Features: Corner Lot
  • Lot size dimensions: 192 x 380

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance $115$1,380
Property Taxes $321$3,852
Electricity $175$2,103
Total$2,076$24,912

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 38556$164
Fentress County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 38556
Fentress County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$289,900
2017-10-23Sold$85,000
2017-10-04Pending sale$89,000
2017-09-20Price change$89,000
2017-08-17Listed for sale$85,000

For Sale by Agent

AgentLisa Garrett
BrokerageMitchell Real Estate & Auction Co.

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