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120 Lazy J Dr, Somerville, TN, 38068

5beds
3baths
2,775sqft
$459,900
$166price/sqft
$3,400/moest. monthly cost
$136,000/yrincome needed

About This Home

Need Space? This one has it! 5BR's, 3 Ba's, a home office & huge 19x19 5th BR that doubles as Bonus Rm, there's room for everyone. This home offers endless possibilities for large families, homeschooling, working from home, hobbies or entertaining. Major updates include a new roof & several windows in 2025 & a downstairs HVAC unit replaced in 2024. The kitchen features upgraded appliances, a breakfast bar, & opens to the vaulted great room with gas FP creating the perfect gathering space. The spacious primary suite offers a luxury bath with double vanities, whirlpool tub, separate shower & walk in closet. Enjoy peaceful views of open land from the covered patio with no backyard neighbors. Conveniently located just 3 minutes from downtown Oakland, offering the perfect blend of small-town charm and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Oakland Elementary SchoolGrades PK-51.7 mi
4/10
West Junior High SchoolGrades 6-83.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range/Oven,Self Cleaning Oven,Double Oven,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Walk-In Closet(s),Shared Bath,Carpet
  • Level: First
  • Area: 132

Bedroom3

  • Features: Walk-In Closet(s),Shared Bath,Vaulted/Coffered Ceilings,Carpet
  • Level: Second
  • Area: 144

Bedroom4

  • Features: Shared Bath,Carpet
  • Level: Second
  • Area: 121

Bedroom5

  • Features: Shared Bath,Carpet
  • Level: Second
  • Area: 361

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Area: 306

Dining Room

  • Features: Separate Dining Room
  • Area: 143

Features

  • 1 or More BR Down,Primary Down,Split Bedroom Plan,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Textured Ceiling,High Ceilings,Vaulted/Coff/Tray Ceiling,Walk-In Closet(s),Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,2 or More Baths,Laundry Room,Breakfast Room,3rd Bedroom,4th or More Bedrooms,1 Bath,Office,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Door features: Steel Insulated Door(s)
  • Window features: Double Pane Windows,Excl Some Window Treatmnt
  • Flooring: Part Hardwood,Part Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Ventless,In Den/Great Room,Gas Log
  • Fireplace: Yes
  • Attic: Permanent Stairs,Attic Access,Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas,Dual System
  • Cooling features: 220 Wiring,Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total interior livable area: 2,775 sqft

Kitchen

  • Features: Breakfast Bar,Separate Breakfast Room,Pantry
  • Area: 168

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Tile Floor,Whirlpool Tub,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s),Carpet
  • Level: First
  • Area: 208

Office

  • Features: Shared Bath,Carpet
  • Level: Second
  • Area: 143

Property

Details

  • Parcel number: 087C 087C B01100

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered Patio
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath
  • Fencing: Wood,Wood Fence

Lot

  • Lot size: 0.35 Acres
  • Features: Level,Landscaped,Other (See Remarks)
  • Lot size dimensions: 15201 SQ FT

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance $257$3,084
Property Taxes $593$7,116
Electricity $225$2,705
Total$3,400$40,800

Income You'd Need if You Spent...

35% on housing$116,571/yr
40% on housing$102,000/yr
45% on housing$90,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 38068$136
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38068$165
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$459,900
2024-03-12Sold$406,000
2024-03-11Pending sale$409,000
2024-01-22Contingent$409,000
2023-12-18Price change$409,000
2023-11-28Price change$419,000
2023-11-07Price change$429,000
2023-10-19Listed for sale$439,000
2013-06-04Sold$234,900
2013-02-27Price change$234,900
2012-11-30Price change$224,900
2012-11-13Listed for sale$219,900

For Sale by Agent

AgentTina Reed
BrokerageCrye-Leike, Inc., REALTORS

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