1175 W Hutchins Bend Rd, Sparta, TN, 38583
About This Home
A place where lake days turn into lifelong memories, this Center Hill Lake retreat offers space, stunning views, and comfort for every season! At over 4,000 square feet, this five bedroom, three full bath, two story lakehouse is tucked away on a quiet cul-de-sac. Enjoy 180-degree lake views from the expansive two-story deck, complete with grilling space and room to gather. Inside, the updated kitchen features new stainless appliances and flows into generous living and dining areas with seating for large groups. With a layout that feels open and welcoming, it's a home made for gathering and slowing down. Major renovations in 2022 include kitchen, bathrooms, and addition of new appliances, plus new HVAC in 2021). Located just minutes from Sligo Marina, this property offers the perfect blend of space, setting, and lifestyle!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Composition
- Construction materials: Brick,HardiPlank Type,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Disposal,Refrigerator,Electric Range,Microwave,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- New Paint,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows,Blinds
- Number of fireplaces: 1
- Fireplace features: One,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,184
- Total interior livable area: 4,184 sqft
Property
Details
- Parcel number: 030.00
Features
- Levels: Two
- Patio & porch: Porch,Covered,Deck
- Exterior features: Lighting
- Has view: Yes
- View description: Center Hill
- Has water view: Yes
- Water view: Center Hill
- On waterfront: Yes
- Waterfront features: Center Hill,Waterfront,Lake
Lot
- Lot size: 1.02 Acres
- Features: Cul-De-Sac,Waterfront
- Lot size dimensions: 1.02 ac
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Attached,Garage
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance | $458 | $5,496 |
| Property Taxes | $247 | $2,964 |
| Electricity | $339 | $4,079 |
| Total | $5,468 | $65,616 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $875,000 |
| 2026-03-20 | Listed for sale | $949,900 |
| 2022-09-19 | Listing removed | -- |
| 2022-05-16 | Listed for sale | $899,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-02-04 | Listing removed | $724,999 |
| 2019-11-06 | Listed for sale | $724,999 |
| 2008-10-03 | Sold | $295,000 |
| 2008-05-22 | Listing removed | $359,000 |
| 2008-05-15 | Listed for sale | $359,000 |
For Sale by Agent
View on Zillow