655 Shiloh Springs Rd, Rutledge, TN, 37861
About This Home
Experience premier lakeside living in this stunning new construction home, designed to offer breathtaking views of Cherokee Lake. Featuring 2,098 sq ft of open-concept, main-level living space, this 4-bedroom, 2.5-bath home boasts soaring 10' ceilings throughout and lake views from nearly every room. The great room serves as the heart of the home, featuring vaulted tongue and groove ceilings, a floor-to-ceiling fireplace, and an impressive 8'X8' bi-folding door designed to bring the spectacular lake views and natural light indoors. The kitchen features gleaming granite countertops, stainless steel appliances, and a walk-in pantry. Retreat to the spacious master suite, which features custom tray ceilings and panoramic lake views directly from your windows. The master bath is a sanctuary, offering a custom tile shower, a large soaking tub, and an 84'' double vanity. Just beyond the master bathroom is the spacious master closet and well-positioned laundry room. Step outside onto the maintenance-free Trex decking on both the front and rear porches to embrace the tranquil atmosphere of Cherokee Lake--the perfect spot to unwind and watch the sunset. Located in the sought-after Shiloh Springs subdivision, this property includes exclusive amenities, featuring a private community boat dock, boat slip, a concrete boat launch, and storage for your boat/trailer. With the community managing dock maintenance, you can enjoy the lake life without the worry of upkeep. Situated for convenience, this home is just a quick 20-minute drive to Morristown and Jefferson City, and less than an hour to Knoxville. Enjoy the ultimate blend of tranquility and accessibility. Call today for a private showing! Owner/Agent.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Block,Board & Batten Siding,Concrete,Frame,Lap Siding,Shake Siding,Stucco
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Range Hood,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Bathroom2
- Level: Main
Bathroom3
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Dining Room
- Level: Main
Features
- Eat-in Kitchen,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Soaking Tub,Solid Surface Counters,Tray Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: Electric,Great Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,098
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total interior livable area: 2,098 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 061G C 08600 000
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Rear Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake,Lake Privileges,Marina in Community
Lot
- Lot size: 0.65 Acres
- Features: See Remarks
- Lot size dimensions: 28,314 sqft
Parking
- Total spaces: 2
- Parking features: Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,978 | $35,736 |
| Home Insurance | $328 | $3,936 |
| Property Taxes | $1,139 | $13,668 |
| Electricity | $175 | $2,103 |
| Total | $4,620 | $55,440 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Listed for sale | $629,400 |
| 2025-01-16 | Sold | $54,000 |
| 2024-10-17 | Listing removed | $55,000 |
| 2024-07-07 | Listed for sale | $55,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-10-05 | Sold | $25,000 |
| 2019-06-22 | Listing removed | $54,000 |
| 2019-04-28 | Listed for sale | $54,000 |
| 2018-10-14 | Listing removed | $49,000 |
| 2018-07-16 | Price change | $49,000 |
| 2018-07-05 | Price change | $52,500 |
| 2018-05-16 | Price change | $54,500 |
| 2018-05-07 | Price change | $54,900 |
| 2018-04-26 | Listed for sale | $59,900 |
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