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387 Center Point Dr, Summertown, TN, 38483

4beds
3baths
2,244sqft
$494,900
$221price/sqft
$3,786/moest. monthly cost
$151,440/yrincome needed

About This Home

***SELLER OFFERING UP TO $10K IN BUYERS CLOSING COSTS AND/OR RATE BUY DOWN WITH ACCEPTABLE OFFER***Tucked away on a quiet cul-de-sac in one of Summertown’s most desirable neighborhoods, this beautiful brick home offers the perfect blend of privacy, comfort, and convenience. Located just minutes from the schools, this spacious 4-bedroom, 3-bath home features hardwood floors, tall ceilings , walk-in closets, and a thoughtfully designed layout ideal for everyday living and entertaining. Enjoy peace of mind with a new roof and newer hot water heater and HVAC plus the convenience of a two-car garage and an easy commute to Columbia or Lawrenceburg via Highway 43. Step outside to a gorgeous back deck overlooking the level yard — perfect for relaxing evenings, family gatherings, or simply enjoying the private setting.Homes in this location rarely become available — don’t miss your opportunity to own this exceptional property in the heart of Summertown! No HOA . Adjacent lot is available for additional purchase for a total of 1.53 acres.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
6/10
5/10
Summertown High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Formal
  • Level: Formal

Features

  • Extra Closets,High Ceilings,Walk-In Closet(s),High Speed Internet
  • Flooring: Wood,Tile
  • Finished area above ground: 2,244

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,244
  • Total interior livable area: 2,244 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen

Living Room

  • Features: Great Room
  • Level: Great Room

Master Bathroom

  • Features: Suite
  • Level: Suite

Property

Details

  • Parcel number: 007I B 01200 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck
  • Topography of land: Cul-De-Sac,Level

Lot

  • Lot size: 0.79 Acres
  • Features: Cul-De-Sac,Level
  • Lot size dimensions: TRACT 12

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance $291$3,492
Property Taxes $811$9,732
Electricity $182$2,187
Total$3,786$45,432

Income You'd Need if You Spent...

35% on housing$129,805/yr
40% on housing$113,580/yr
45% on housing$100,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 38483$195
Lawrence County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 38483$214
Lawrence County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$489,900
2026-07-09Price change$494,900
2026-06-11Price change$499,999
2026-05-21Listed for sale$519,900

For Sale by Agent

AgentStacey Springer
BrokerageColdwell Banker Southern Realty

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