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178 Chahyga Way, Loudon, TN, 37774

5beds
3baths
2,870sqft
$779,000
$271price/sqft
$5,549/moest. monthly cost
$221,960/yrincome needed

About This Home

Welcome to this totally renovated, move-in ready 5 bedroom, 3 bath home nestled in the heart of Tellico Village. This stunning home offers a spacious and functional layout featuring a primary suite on the main level, along with two additional bedrooms, a dedicated office, and an open-concept kitchen and den designed for everyday living and entertaining. Upstairs, you'll find a huge bonus room and an additional bedroom, providing plenty of space for guests, hobbies, or a growing family. No detail has been overlooked in this extensive renovation including: * New composite board-and-batten siding and vinyl siding *New windows throughout *New recessed lighting *Luxury kitchen featuring Forno appliances, gold workstation sink, refinished cabinetry, granite countertops, island, and custom shelving *New luxury vinyl plank flooring throughout *Epoxy-coated garage floor, added cabinetry and new garage windows *Completely remodeled primary bath with spa jetted Jacuzzi tub, smart toilet, Bluetooth speakers and upscale finishes *Updated secondary baths with new sinks, toilets, and light fixtures *Added electrical upgrades, exterior electrical boxes and J-blocks *Upgraded Vivint Security System *Reinforced crawl space foundation support *Electric fireplaces added in both the primary bedroom and living room, plus restored wood stove *Beautiful bay windows and custom shelving added to the office *Heavy-duty HVAC system, hard-pipe ductwork, and piped-in dehumidifier Located just minutes from the recreation center, you'll enjoy all the incredible amenities Tellico Village has to offer, including three championship golf courses., swimming pools, tennis and pickleball courts, fitness center, dog park, beach pavilion, marina, yacht club, walking trails, and upscale dining and entertainment. This is more than a home- it's a lifestyle! Minutes to the airport, Smokey Mountains, hospitals and interstates.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Steekee Elementary SchoolGrades PK-53.5 mi
5/10
Ft Loudoun Middle SchoolGrades 6-85.2 mi
6/10
Loudon High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Vinyl Siding,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven

Basement

  • Basement: Crawl Space,Crawl Space Sealed

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Number of fireplaces: 3
  • Fireplace features: Electric,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,870
  • Total interior livable area: 2,870 sqft

Property

Details

  • Parcel number: 050M C 021.00

Features

  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 10,018 sqft
  • Features: Wooded,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance $230$2,760
Property Taxes $1,147$13,764
Electricity $233$2,798
Total$5,549$66,588

Income You'd Need if You Spent...

35% on housing$190,251/yr
40% on housing$166,470/yr
45% on housing$147,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$214
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$779,000
2026-07-10Price change$799,000
2026-06-01Listed for sale$829,500
2024-06-12Sold$400,000
2024-04-14Pending sale$450,000
2024-04-02Price change$450,000
2024-03-16Listed for sale$495,000
2000-08-22Sold$166,000

For Sale by Agent

AgentRosemary Quillen
BrokerageRealty Executives Associates

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