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629 Nickajack Trl, Monteagle, TN, 37356

2beds
2baths
1,185sqft
$208,000
$176price/sqft
$1,644/moest. monthly cost
$65,760/yrincome needed

About This Home

Completely renovated in 2023, this charming and bright 1-story contemporary home delivers style, comfort, and ultimate flexibility. Featuring 2 bedrooms plus a versatile flex room (ideal for a home office, hobby room, or guest space) and 2 full bathrooms. Enjoy modern finishes throughout, including a spacious primary suite with a true walk-in-closet and en suite bath, plus a bright, open living layout. Major peace of mind comes with a brand-new septic tank (chamber system), water heater, and HVAC all recently added. Situated on a peaceful, private 0.34-acre wooded lot with a covered porch, deck, and a large gravel driveway accommodating up to 4 vehicles. Just minutes from Sewanee, I-24, hiking trails, and local dining. Refrigerator, washer, and dryer remain! Suitable for starter home, down-sizing, or lucrative Air BnB

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
Tracy Elementary SchoolGrades PK-84.3 mi
4/10
Grundy County High SchoolGrades 9-1210.3 mi
6/10
Pelham Elementary SchoolGrades PK-85.0 mi

Construction

Condition

  • Year built: 1961

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 180
  • Dimensions: 10x18

Bedroom2

  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Flooring: Laminate
  • Finished area above ground: 1,185

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,185
  • Total interior livable area: 1,185 sqft

Kitchen

  • Area: 192
  • Dimensions: 12x16

Living Room

  • Area: 308
  • Dimensions: 14x22

Other

  • Features: Office
  • Level: Office
  • Area: 120
  • Dimensions: 10x12

Property

Details

  • Parcel number: 100 04900 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 4
  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,051$12,612
Home Insurance $179$2,148
Property Taxes $239$2,868
Electricity $175$2,103
Total$1,644$19,728

Income You'd Need if You Spent...

35% on housing$56,365/yr
40% on housing$49,320/yr
45% on housing$43,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 37356$242
Grundy County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 37356
Grundy County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$208,000
2026-06-12Price change$208,000
2026-05-22Listed for sale$220,000
2026-05-20Contingent$220,000
2026-05-10Pending sale$220,000
2026-04-23Listed for sale$220,000
2026-04-15Listing removed--
2026-03-27Listed for sale$220,000
2023-06-29Sold$215,000
2023-06-08Contingent$214,500
2023-05-25Listed for sale$214,500
2022-09-14Sold$27,500
2021-11-24Sold$25,000
2011-06-30Sold$25,000
1995-09-13Sold$15,000

For Sale by Agent

AgentJennifer J Weithman
BrokerageBenchmark Realty, LLC

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