854 Holston Shores Dr, Rutledge, TN, 37861
About This Home
This is a trout fisherman's paradise! Discover the perfect blend of privacy, natural beauty, and riverfront living at 854 Holston Shores Drive, Rutledge, TN. This waterfront home is located just about 25 miles from Knoxville, offering a peaceful escape while still being within a convenient drive to city amenities. Having a master bedroom on main is a real plus. This exceptional property sits along the Holston River, offering stunning water views, peaceful surroundings, and plenty of outdoor recreation opportunities. The American Bald Eagle has been seen fishing in the adjacent river, as well as avid fishermen. A recently established, well-built seawall protects the riverfront, a valuable and expensive feature that ensures the property's long-term shoreline stability. Whether you're looking for a full-time residence or a weekend retreat, this home provides the ideal escape from the hustle and bustle of city life. Enjoy mornings on the deck overlooking the river, fishing or kayaking right from your backyard, and evenings surrounded by the serenity of East Tennessee's rolling hills. The property also includes an ADU (additional dwelling unit), perfect as a guest house, rental opportunity, or separate living space for guests. With easy access to local amenities and just a short drive from downtown Rutledge, this home combines convenience, privacy, and riverfront charm. A rare find that won't last long! Square footage is to be confirmed by the buyer. The source is tax data. The guest house is 432sqft
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Metal
- Construction materials: Frame,Log
Type & Style
- Home type: SingleFamily
- Architectural style: Log
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range,Dishwasher,Dryer,Microwave,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 1
Features
- High Speed Internet
- Flooring: Carpet,Wood,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas,Great Room
- Fireplace: Yes
- Finished area above ground: 2,460
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,460
- Total interior livable area: 2,460 sqft
Property
Details
- Parcel number: 095 01200 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Covered
- Has view: Yes
- View description: River,Water
- Has water view: Yes
- Water view: River,Water
- Topography of land: Cleared,Level
Lot
- Lot size: 0.94 Acres
- Features: Cleared,Level
Parking
- Total spaces: 2
- Parking features: Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance | $446 | $5,352 |
| Property Taxes | $1,567 | $18,804 |
| Electricity | $199 | $2,398 |
| Total | $6,256 | $75,072 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Listed for sale | $799,900 |
| 2018-03-15 | Sold | $220,000 |
| 2001-07-12 | Sold | $21,000 |
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